St. Charles County property record for 2005 Park Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,840 sqft · built 1956 |
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2022) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032810A000 |
| Primary APN | 032810A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,470 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 240 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,020 sqft (0.138 acres) |
| Lot Dimensions | 86 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 032810A000 |
|---|---|
| Street Address | 2005 PARK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BORROMEO HILLS LOT 42 |
| Legal Subdivision | BORROMEO HILLS |
| Legal Lot Number | 42 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 310302 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Sep 19, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 1, 2021 | Beneficiary Deed, Transfer |
| Feb 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Feb 26, 2021 · Amount on Record |
| Deed Document Number | 202251521 |
| Prior Transfer Date | May 27, 2021 |
| Prior Transfer Doc | 0000046925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2022 |
| Property Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Document Number | 0000051521 |
| Map Reference | MB 5 PG 92 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022R-051521 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 HAYWOOD CT, SAINT CHARLES, MO 63303-7333 |
| Name | Verified Name |
|---|---|
| Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Document Number | 0000051522 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022R-051522 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2022 |
| Property Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Document Number | 0000051520 |
| Map Reference | MB 5 PG 92 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022R-051520 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 1, 2021 |
| Property Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Document Number | 0000046925 |
| Map Reference | MB 5 PG 92 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021R-046925 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 26, 2021 |
| Property Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Document Number | 0000017065 |
| Map Reference | MB 5 PG 92 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021R-017065 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2725 DUNVEGAN DR, O FALLON, MO 63368-9721 |
| Name | Verified Name |
|---|---|
| Address | 2005 PARK AVE, SAINT CHARLES, MO 63301-4779 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017067 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021R-017067 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,662 (-) | $219,276 (-) Land $55,000 Building $164,276 | |
| 2025 | $2,618.00 (+1.36%) | $41,662 (+3.8%) | $219,276 (+3.8%) Land $55,000 Building $164,276 |
| 2024 | $2,583.00 (+15.99%) | ||
| 2023 | $40,136 (+24.34%) | ||
| 2022 | $2,227.00 | $32,279 | $211,244 (+24.34%) Land $40,000 Building $171,244 |
| 2021 | $169,889 Land $40,000 Building $129,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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