St. Charles County property record for 1909 Park Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 962 sqft · built 1956 |
| Lot Size | 0.172 acres (7,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,400 (Dec 2018) |
| Tax Bill | $2,314 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 089820A000 |
| Primary APN | 089820A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,475 sqft (0.172 acres) |
| Lot Dimensions | 115 ft deep x 65 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 089820A000 |
|---|---|
| Street Address | 1909 PARK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SCHOOL LANDS LOT 53 |
| Legal Subdivision | SCHOOL LANDS SUB |
| Legal Lot Number | 53 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310302 |
1909 Park Ave is owned and occupied by two individuals who bought it in December 2018.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1909 PARK AVE, SAINT CHARLES, MO 63301-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Dec 4, 2018 | Warranty Deed, Transfer F&B ACQUISITION |
| Nov 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on File |
| Deed Sale | Dec 4, 2018 · Amount on File |
| Prior Sale | May 4, 2015 · Amount on File |
| Deed Document Number | 2018677700 |
| Deed Book / Page | 7010 / 598 |
| Prior Transfer Date | Oct 29, 2018 |
| Prior Transfer Doc | 0069991779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1909 PARK AVE, SAINT CHARLES, MO 63301-4732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1909 PARK AVE, SAINT CHARLES, MO 63301-4732 |
| Document Number | 2021R080186 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021R-080186 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 4, 2018 |
| Property Address | 1909 PARK AVE, SAINT CHARLES, MO 63301-4732 |
| Document Number | 0070100598 |
| Book / Page | 007010 / 000598 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 677700 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 PARK AVE ST CHARLES MO 633014732, ST CHARLES, MO 63301-4732 |
| Document Number | 70100602 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 007010/000602 |
| Instrument | 677720 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 6, 2018 |
| Property Address | 1909 PARK AVE, SAINT CHARLES, MO 63301-4732 |
| Document Number | 0069991779 |
| Book / Page | 006999 / 001779 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 631090 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 PARK AVE ST CHARLES MO 633014732, ST CHARLES, MO 63301-4732 |
The 2025 property tax bill for 1909 Park Ave was $2,314, down 1.2% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,314.00 (-1.2%) | $36,772 | $193,535 Land $55,000 Building $138,535 |
| 2024 | $2,342.00 | ||
| 2023 | $36,351 | ||
| 2022 | $191,322 Land $40,000 Building $151,322 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1909 Park Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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