2108 Rivercrest Cir, Denison, TX 75020 Property Records

Grayson County property record for 2108 Rivercrest Cir, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,758 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Tax Bill	$4,526 (2024)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D023 3396002`

Property Details

APN / Parcel Number

Primary APN	`D023 3396002`
Alternative APN	`214265`

Interior

Building Area	2,758 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	2,758 sqft
Upper Floors Area	732 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft

Location & Zoning

Account Number	214265
Old Parcel Number	D023 3396002
Street Address	2108 RIVERCREST CIR
City	DENISON
State	TX
Zip	75020-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER CREEK ESTATES II, BLOCK 1, LOT 2, ACRES .3440
Legal Subdivision	SUMMER CREEK ESTATES II
Legal Block	1
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2017
Census Tract	800

Owner

Source: Grayson County records · APN D023 3396002

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2108 RIVERCREST CIR, DENISON, TX 75020-3675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2019
Deed Sale	Feb 11, 2019
Prior Sale	May 22, 2013
Deed Document Number	2019-00002967
Record Updated	Jun 07, 2026

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 11, 2019
Property Address	2108 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000002967
Map Reference	VOL 14 PG 34
Instrument Date	Feb 06, 2019
Instrument	2019-00002967
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 RIVERCREST CIR, DENISON, TX 75020-3675

Mortgage

Document Number	0000002968
Date	Feb 11, 2019
Instrument	2019-00002968

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Feb 08, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 08, 2024
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	Prime Rate
Margin	2
Max Rate	8.75%

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,961 (-4.92%) Land $97,700 Building $292,261	$389,961 (-4.92%) Land $97,700 Building $292,261
2024	$4,526.00 (-22.87%)
2023		$410,136 Land $83,764 Building $326,372	$410,136 Land $83,764 Building $326,372
2022	$5,868.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Clarity Telecom Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Texoma Communications, Verizon.

Based on FCC filings for 254 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DENISON serves 27,500 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.