2102 Rivercrest Cir, Denison, TX 75020 Property Records

Grayson County property record for 2102 Rivercrest Cir, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,127 sqft · built 2017
Lot Size	0.979 acres (42,645 sqft)
Owner	Individual Name on File
Tax Bill	$8,532 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D023 3396005`

Property Details

APN / Parcel Number

Primary APN	`D023 3396005`
Alternative APN	`214268`

Interior

Stories	1 Story
Building Area	2,127 sqft Living Area
Gross Area	2,589 sqft
1st Floor Area	2,127 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	42,645 sqft (0.979 acres)
Lot Dimensions	150 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	403 sqft

Location & Zoning

Street Address	2102 RIVERCREST CIR
City	DENISON
State	TX
Zip	75020-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER CREEK ESTATES II, BLOCK 1, LOT 5, ACRES 0.979
Legal Subdivision	SUMMER CREEK ESTATES II
Legal Block	1
Legal Lot Number	5
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2017
Census Tract	800

Owner

2102 Rivercrest Cir is owned and occupied by an individual who acquired it in February 2025.

Source: Grayson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2102 RIVERCREST CIR, DENISON, TX 75020-3675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK
Jul 6, 2021	Deed of Trust, Mortgage · ARM INDEPENDENT BANK
Jun 15, 2018	Loan Modification, Mortgage INDEPENDENT BK
Jan 11, 2018	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2025
Deed Sale	Feb 7, 2025
Prior Sale	Dec 29, 2015
Deed Document Number	20253362
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2102 RIVERCREST CIR, DENISON, TX 75020-3675
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 W CRAWFORD ST 102, 102, DENISON, TX 75020-3832

Mortgage

Document Number	0000022541
Date	Jul 6, 2021
Instrument	2021-00022541

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2102 RIVERCREST CIR, DENISON, TX 75020-3675
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 RIVERCREST CIR, DENISON, TX 75020-3675

Mortgage

Document Number	0000022542
Date	Jul 6, 2021
Instrument	2021-00022542

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2027
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	9.25%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2102 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000016149
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 RIVERCREST CIR DENISON TX 750203675, DENISON, TX 75020-3675

Mortgage

Document Number	0000016149
Date	Jul 18, 2018
Instrument	16149

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENISON, TX 75021-1007

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 17, 2023

Interest

Rate	5.75%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2102 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000000824
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2108 RIVERCREST CIR DENISON TX 750203675, DENISON, TX 75020-3675

Mortgage

Document Number	0000000824
Date	Jan 15, 2018
Instrument	824

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENISON, TX 75021-1007

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 14, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 2102 Rivercrest Cir was $8,532, down 12.3% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,532.00 (-12.28%)	$434,132 Land $102,349 Building $331,783	$434,132 Land $102,349 Building $331,783
2024	$9,726.00
2023		$414,236 Land $81,559 Building $332,677	$414,236 Land $81,559 Building $332,677
2022	$9,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 Rivercrest Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Rivercrest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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