2104 Rivercrest Cir, Denison, TX 75020 Property Records

Grayson County property record for 2104 Rivercrest Cir, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 2020
Lot Size	0.35 acres (15,281 sqft)
Owner	Trust Name on Record
Tax Bill	$10,661 (2024)
Deeds & Mortgages	Jul 2019 Construction Loan Dec 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D023 3396004`

Property Details

APN / Parcel Number

Primary APN	`D023 3396004`
Alternative APN	`214267`

Interior

Building Area	2,396 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	15,281 sqft (0.35 acres)
Lot Dimensions	167 ft deep x 104 ft wide
Garage Type	Attached
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Location & Zoning

Account Number	214267
Old Parcel Number	D023 3396004
Street Address	2104 RIVERCREST CIR
City	DENISON
State	TX
Zip	75020-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER CREEK ESTATES II, BLOCK 1, LOT 4, ACRES .3508
Legal Subdivision	SUMMER CREEK ESTATES II
Legal Block	1
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2017
Census Tract	800

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Dec 16, 2020	Warranty Deed, Subdivision Related Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO
Oct 2, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Jul 29, 2019	Loan Modification, Mortgage FIRST UNITED BK
Jul 29, 2019	Loan Modification, Mortgage FIRST UNITED BK
Feb 26, 2019	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019
Deed Sale	Oct 2, 2019
Prior Sale	Sep 22, 2010
Deed Document Number	0000023974
Last Transfer Date	Dec 16, 2020
Transfer Doc	0000035072
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018073
Date	Jul 30, 2019
Instrument	2019-00018073

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 16, 2020
Property Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000035072
Instrument Date	Dec 14, 2020
Instrument	35072
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2021
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2104 RIVERCREST CIR DENISON TX 750203675, DENISON, TX 75020-3675

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 2, 2019
Property Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000023974
Instrument Date	Jul 29, 2019
Instrument	23974
Transaction Type	Construction Loan
Record Updated	Oct 23, 2020
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 HOLLAND DR DENISON TX 750203626, DENISON, TX 75020-3626

Mortgage

Document Number	18073
Date	Oct 2, 2019
Instrument	18073

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000020715
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 HOLLAND DR DENISON TX 750203626, DENISON, TX 75020-3626

Mortgage

Document Number	0000020715
Date	Aug 10, 2020
Instrument	20715

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000020715
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 HOLLAND DR DENISON TX 750203626, DENISON, TX 75020-3626

Mortgage

Document Number	0000020715
Date	Aug 10, 2020
Instrument	20715

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 26, 2019
Property Address	2104 RIVERCREST CIR, DENISON, TX 75020-3675
Document Number	0000004094
Instrument Date	Feb 25, 2019
Instrument	4094
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HOLLAND DR DENISON TX 750203626, DENISON, TX 75020-3626

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$542,087 (-0.84%) Land $98,561 Building $443,526	$542,087 (-0.84%) Land $98,561 Building $443,526
2024	$10,661.00 (+12.74%)
2023		$546,704 Land $83,892 Building $462,812	$546,704 Land $83,892 Building $462,812
2022	$9,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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