2108 Champlain St, Toms River, NJ 08757 Property Records

Ocean County and Manchester Township property record for 2108 Champlain St, Toms River, NJ 08757

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,439 sqft · built 1997
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Sep 2026)
Tax Bill$6,990 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-00001-362-00003

Property Details

APN / Parcel Number

Primary APN19-00001-362-00003
Alternative APN
  • 1900001036200003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,439 sqft Living Area
1st Floor Area1,439 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialFrame
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2108 CHAMPLAIN ST
CityTOMS RIVER
StateNJ
Zip08757-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description100X100IRR 4,5,6
Legal SubdivisionPINE LAKE PARK ESTATES
Legal Block1.362
Legal Lot Number3
JurisdictionOCEAN NJ
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2001
Census Tract720203

Owner

Source: Ocean County and Manchester Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2108 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1121
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Feb 15, 2017Loan Modification, Mortgage
* OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2026 · Amount on Record
Deed SaleSep 24, 2026 · Amount on Record
Prior SaleJul 15, 2008 · Amount on Record
Deed Document Number202677664
Deed Book / Page20510 / 627
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateSep 24, 2026
Property Address2108 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1121
Document Number0000077664
Book / Page20510 / 627
Instrument DateSep 17, 2026
Instrument202677664
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyCOMMONWEALTH LAND TITLE/HOUSTO, COMMONWEALTH TITLE-MONMOUTH AG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1121

Mortgage

Document Number0000077665,
DateSep 24, 2026
Instrument202677665
Lender
NameCMG MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOCEAN NJ
Property Address2108 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1121
Document Number0166820097
Book / Page016682 / 000097
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2108 CHAMPLAIN ST MANCHESTER TOWNSHIP NJ 08759, MANCHESTER TOWNSHIP, NJ 08759

Mortgage

Document Number0166820097
DateMar 13, 2017
Book Page016682/000097
Instrument26564
Lender
Name* OTHER INSTITUTIONAL LENDERS
Agreement
AmountAmount Recorded
Term480 Months
DueMar 12, 2057
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionManchester Township
Unified School DistrictManchester Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,400 (-) Land $297,000 Building $183,400$480,400 (-) Land $297,000 Building $183,400
2025$6,990.00 (+19.79%)$480,400 (+102.1%) Land $297,000 Building $183,400$480,400 (+102.1%) Land $297,000 Building $183,400
2024$5,835.00 (+10.83%)
2023$237,700 Land $81,300 Building $156,400$237,700 Land $81,300 Building $156,400
2022$5,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER TWP WATER UTILITY - EASTERN
serves 23,980 people · EPA ID NJ1518005
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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