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1608 Champlain St, Toms River, NJ 08757 Property Records

Ocean County and Manchester Township property record for 1608 Champlain St, Toms River, NJ 08757

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,015 sqft · built 2020
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Aug 2025)
Tax Bill$9,728 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19-00001-306-00005-01

Property Details

APN / Parcel Number

Primary APN19-00001-306-00005-01
Alternative APNs
  • 1900001 30600007
  • 2389

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,015 sqft Living Area
Gross Area2,847 sqft
Basement Area832 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2389
Street Address1608 CHAMPLAIN ST
CityTOMS RIVER
StateNJ
Zip08757-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description75X100
Legal SubdivisionPINE LAKE PARK ESTATES DIV I
Legal Block1.306
Legal Lot Number5.1
JurisdictionOCEAN NJ
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2041
Census Tract720203

Owner

1608 Champlain St is owned and occupied by two individuals who bought it in August 2025.

Source: Ocean County and Manchester Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2020Deed, Transfer · FHA Mortgage
FAMILY FIRST FUNDING LLC
Aug 13, 2019Grant Deed, Transfer · Construction Mortgage
JEFFREY R JERMAN
Jun 12, 2019Quit Claim Deed, Subdivision Related Transfer
NOT AVAILABLE
Jan 16, 2018Court-Ordered Deed, Foreclosure
ATTORNEY ONLY
Apr 24, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2025 · Amount on File
Deed SaleAug 27, 2025 · Amount on File
Prior SaleJun 2, 2020 · Amount on File
Deed Document Number202567093
Deed Book / Page20115 / 1024
Prior Transfer DateJun 7, 2019
Prior Transfer Doc0175011080
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431

Mortgage

Document Number0190031971
DateApr 22, 2022
Book Page19003/1971
Instrument2022048837
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueJan 1, 2052

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJun 2, 2020
Property Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
Document Number0179080712
Book / Page17908 / 712
Instrument DateApr 30, 2020
Instrument2020055239
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,783.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address430 HORICON AVE, 430, MANCHESTER, NJ 08759-9506

Transferred To (Grantee/Buyer)

NameVerified Name
Address1610 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431

Mortgage

Document Number2020055240
DateJun 2, 2020
Instrument2020055240
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateAug 13, 2019
Property Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
Document Number0175680820
Book / Page017568 / 000820
Instrument DateAug 5, 2019
Instrument78113
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyCOUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address430 HORICON AVE MANCHESTER NJ 087599506, MANCHESTER, NJ 08759-9506
InvestorPossibly a Property Investor

Mortgage

Document Number175680825
DateAug 13, 2019
Book Page017568/000825
Instrument78114
Lender
NameJEFFREY R JERMAN
Address814 RIVER AVE, POINT PLEASANT BORO, NJ 08742-3655
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 12, 2020

June 2019: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionOCEAN NJ
Recording DateJun 12, 2019
Property Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
Document Number0175011080
Book / Page017501 / 001080
Instrument DateJun 7, 2019
Instrument55321
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 922 POINT PLEASANT BORO NJ 087420922, POINT PLEASANT BORO, NJ 08742-0922
InvestorPossibly a Property Investor

January 2018: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionOCEAN NJ
Recording DateJan 16, 2018
Property Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
Document Number0169971646
Book / Page016997 / 001646
Instrument DateOct 30, 2017
Instrument4655
Transaction TypeForeclosure
Record UpdatedMay 18, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CUPSAW DR RINGWOOD NJ 074562302, RINGWOOD, NJ 07456-2302

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOCEAN NJ
Recording DateApr 24, 2017
Property Address1608 CHAMPLAIN ST, TOMS RIVER, NJ 08757-1431
Document Number0167180802
Book / Page016718 / 000802
Instrument DateApr 18, 2017
Instrument41904
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$2.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CUPSAW DR RINGWOOD NJ 074562302, RINGWOOD, NJ 07456-2302

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Champlain St was $9,728, up 22.1% from the year before.

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionManchester Township
Unified School DistrictManchester Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,600 (-) Land $285,000 Building $383,600$668,600 (-) Land $285,000 Building $383,600
2025$9,728.00 (+22.12%)$668,600 Land $285,000 Building $383,600$668,600 Land $285,000 Building $383,600
2024$7,966.00
2023$324,500 Land $70,000 Building $254,500$324,500 Land $70,000 Building $254,500
2022$7,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Champlain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Champlain St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER TWP WATER UTILITY - EASTERN
serves 23,980 people · EPA ID NJ1518005
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

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