2108 Cardinal Loop, Stanley, NC 28164 Property Records

Lincoln County property record for 2108 Cardinal Loop, Stanley, NC 28164 · Last verified November 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1993
Square Footage	1,573 sqft Finished Area
Lot Size	28,183 sqft (0.646 acres)
Occupancy	Owner Occupied
Tax Bill	$2,185.00 (2023)

Owner

Source: Lincoln County records · APN 4601-21-5365

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2108 CARDINAL LOOP, STANLEY, NC 28164-7788
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 11, 2004
Transfer Doc	1568630
Record Refreshed	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2108 CARDINAL LOOP, STANLEY, NC 28164-7788
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2958574
Date	Oct 02, 2020
Book Page	2958/574
Instrument	617244

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,185.00	$343,438 Land $50,000 Building $293,438	$343,438 Land $50,000 Building $293,438

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`4601-21-5365`
Alternative APNs	`460103215365` `173573` `33206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,573 sqft Finished Area
Gross Area	1,598 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	28,183 sqft (0.646 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	173573
Old Parcel Number	460103215365
Street Address	2108 CARDINAL LOOP
City	STANLEY
State	NC
Zip	28164-7788
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOWESVILLE LD OFF 16
Legal Subdivision	TODD A BASINGER & PATRICE A BA
Legal Block	21
Jurisdiction	LINCOLN NC
Minor Civil Division	CATAWBA SPRINGS
Census Blockgroup	3
Census Block	3023
Census Tract	71102