2054 Cardinal Loop, Stanley, NC 28164 Property Records

Lincoln County property record for 2054 Cardinal Loop, Stanley, NC 28164 · Last verified November 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1985
Square Footage	1,903 sqft Finished Area
Lot Size	25,831 sqft (0.592 acres)
Pool	648 sqft
Occupancy	Owner Occupied
Tax Bill	$2,414.00 (2023)

Owner

Source: Lincoln County records · APN 4601-21-0257

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2054 CARDINAL LOOP, STANLEY, NC 28164-7787
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 1992
Deed Sale	Dec 08, 1992
Deed Doc Number	0000813642
Record Refreshed	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2054 CARDINAL LOOP, STANLEY, NC 28164-7787
Document Number	2919126
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2054 CARDINAL LOOP STANLEY NC 281647787, STANLEY, NC 28164-7787

Mortgage

Document Number	2919126
Date	Jun 17, 2020
Book Page	002919/000126
Instrument	610603

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,414.00	$381,453 Land $50,000 Building $331,453	$381,453 Land $50,000 Building $331,453

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`4601-21-0257`
Alternative APNs	`460103210257` `33672` `62527`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,903 sqft Finished Area
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	25,831 sqft (0.592 acres)
Pool Area	648 sqft Pool

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	62527
Old Parcel Number	460103210257
Street Address	2054 CARDINAL LOOP
City	STANLEY
State	NC
Zip	28164-7787
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOWESVILLE DEV #2
Legal Subdivision	MICHAEL R HUFFMAN & SUE ANN HU
Legal Block	21
Jurisdiction	LINCOLN NC
Minor Civil Division	CATAWBA SPRINGS
Census Blockgroup	3
Census Block	3023
Census Tract	71102