2099 Cardinal Loop, Stanley, NC 28164 Property Records

Lincoln County property record for 2099 Cardinal Loop, Stanley, NC 28164 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,596 sqft Living Area
Lot Size	21,388 sqft (0.491 acres)
Occupancy	Owner Occupied
Last Sale	$256,500 (2019)
Tax Bill	$2,276.00 (2025)

Owner

Source: Lincoln County records · APN 4601-21-4545

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2099 CARDINAL LOOP, STANLEY, NC 28164-7787
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 30, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Doc Number	2019595008
Deed Book / Page	2830 / 563
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	27940536
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 12, 2019
Property Address	2099 CARDINAL LOOP, STANLEY, NC 28164-7787
Document Number	2830563
Book / Page	002830 / 000563
Instrument Date	Jul 02, 2019
Instrument	595008
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$513.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 CARDINAL LOOP STANLEY NC 281647787, STANLEY, NC 28164-7787

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 30, 2019
Property Address	2099 CARDINAL LOOP, STANLEY, NC 28164-7787
Document Number	2794536
Book / Page	002794 / 000536
Instrument Date	Jan 25, 2019
Instrument	588203
Transaction Type	Mortgage
Record Updated	Feb 08, 2019
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 CARDINAL LOOP STANLEY NC 281647787, STANLEY, NC 28164-7787

Mortgage

Document Number	2794539
Date	Jan 30, 2019
Book Page	002794/000539
Instrument	588204

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 29, 2039

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+1.29%)	$353,735 (-) Land $50,000 Building $303,735	$353,735 (-) Land $50,000 Building $303,735
2023	$2,247.00	$353,735 Land $50,000 Building $303,735	$353,735 Land $50,000 Building $303,735

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`4601-21-4545`
Alternative APNs	`460103214545` `279453` `50743`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,596 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	21,388 sqft (0.491 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	279453
Street Address	2099 CARDINAL LOOP
City	STANLEY
State	NC
Zip	28164-7787
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOWESVILLE SQUARE I
Legal Subdivision	KENNETH O & TRACIE B BULLARD
Jurisdiction	LINCOLN NC
Minor Civil Division	CATAWBA SPRINGS
Census Blockgroup	3
Census Block	3024
Census Tract	71102

2099 Cardinal Loop, Stanley, NC 28164 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Cardinal Loop

Nearby Streets

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