2106 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2106 Saint Clair River Dr, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1930
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2019)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-157-0002-001`

Property Details

APN / Parcel Number

Primary APN	`74-01-157-0002-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	688 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	141 ft deep x 100 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	2106 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 RESURVEY OF LOTS 1 TO 9 INC OWANA BEACH PLAT
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	RESURVEY OF LOTS 1-9 OWANA BEACH PLAT
Legal Lot Number	1-9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1005
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-157-0002-001

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Deed Document Number	201920608
Deed Book / Page	5104 / 293
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	003772/219
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1197
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1197

Mortgage

Document Number	5387516
Date	Jul 01, 2021
Book Page	5387/516
Instrument	2021019319

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (-39.76%) Homeowner's exemption	$174,700 (+17.96%)
2024	$4,673.00 (+12.01%)		$349,400 (+17.96%)
2023		$148,100
2022	$4,172.00		$296,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 76 individual NFIP policies nearby
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.