2031 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2031 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2021)
Tax Bill	$3,861 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-145-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-145-0005-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 58.8 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	74011450005000
Street Address	2031 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3 KENDALL FARM SUBDIVISON ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 162 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	KENDALL FARM
Legal Lot Number	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1017
Census Tract	649000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2031 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	2021029540
Deed Book / Page	5436 / 694
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 19, 2021
Property Address	2031 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134
Document Number	5436694
Book / Page	5436 / 694
Map Reference	LB 17 PG 162
Instrument Date	Sep 8, 2021
Instrument	2021029540
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2031 SAINT CLAIR RIVER DR, 2031, ALGONAC, MI 48001-1134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134

Mortgage

Document Number	2021029541
Date	Oct 19, 2021
Instrument	2021029541

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,900 (+21.52%)
2024	$3,861.00 (+12.11%)		$233,800 (+21.52%)
2023		$96,200
2022	$3,444.00		$192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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