2109 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2109 Saint Clair River Dr, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,200 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$2,142 (2011)
Tax Bill	$2,169.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-01-145-0001-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,200 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2000
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	120 ft x 65 ft Depth x Width
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Account Number	74011450001000
Street Address	2109 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1136
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 65' OF E 1/2 OF LOT 1 KENDALL FARM SUBDIVISON ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 162 ST CLAIR COUNTY
Legal Subdivision	KENDALL FARM
Legal Lot Number	1
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	1
Census Block	1008
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-145-0001-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2109 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1136
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2011 · Amount on Record
Deed Sale	Dec 20, 2011 · Amount on Record
Deed Doc Number	2011031624
Record Refreshed	Jun 07, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2109 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1136
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1136

Mortgage

Document Number	0000547351
Date	Jan 10, 2022
Book Page	5473/51
Instrument	2022000611

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,800 (+22.4%)
2024	$2,169.00 (+12.44%)		$183,600 (+22.4%)
2023		$75,000
2022	$1,929.00		$150,000

Flood & Wildfire

2109 Saint Clair River Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.