Contra Costa County property record for 2105 Harborage Way, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,369 sqft · built 2011 |
| Lot Size | 0.23 acres (10,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jan 2018) |
| Tax Bill | $10,936 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 032-510-042-8 |
| Primary APN | 032-510-042-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,369 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| 2nd Floor Area | 1,155 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Cluster |
| Lot Area | 10,008 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2105 HARBORAGE WAY |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8955 L268 |
| Legal Subdivision | SUBDIVISION 8955 |
| Legal Tract | 8955 |
| Legal Lot Number | 268 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 301000 |
Source: Contra Costa County records · APN 032-510-042-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2105 HARBORAGE WAY, OAKLEY, CA 94561-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 12, 2018 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on Record |
| Deed Sale | Jan 12, 2018 · Amount on Record |
| Prior Sale | Mar 06, 2012 · Amount on Record |
| Deed Document Number | 20184766 |
| Last Transfer Date | Aug 18, 2020 |
| Transfer Doc | 0000184136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 27, 2020 |
| Property Address | 2105 HARBORAGE WAY, OAKLEY, CA 94561-3538 |
| Document Number | 0000184136 |
| Map Reference | MB 490 PG 31 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2020-184136 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2105 HARBORAGE WAY, OAKLEY, CA 94561-3538 |
| Document Number | 0000184137 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020-184137 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2105 HARBORAGE WAY, OAKLEY, CA 94561-3538 |
| Document Number | 0000161622 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2105 HARBORAGE WAY OAKLEY CA 945613538, OAKLEY, CA 94561-3538 |
| Document Number | 0000161622 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 161622 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 12, 2018 |
| Property Address | 2105 HARBORAGE WAY, OAKLEY, CA 94561-3538 |
| Document Number | 0000004766 |
| Map Reference | MB 490 PG 31 |
| Instrument Date | Jan 05, 2018 |
| Instrument | 2018-004766 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2105 HARBORAGE WAY, OAKLEY, CA 94561-3538 |
| Document Number | 0000004767 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018-004767 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $580,288 (+2%) Land $127,661 Building $452,627 | |
| 2025 | $10,936.00 (+4.44%) | $568,910 (+4.04%) Land $125,158 Building $443,752 |
| 2023 | $10,471.00 (+2.55%) | $546,820 Land $120,299 Building $426,521 |
| 2022 | $10,211.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133010003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (1978–2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CA0710007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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