2100 Harborage Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 2100 Harborage Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2010
Lot Size	0.141 acres (6,159 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (Oct 2019)
Tax Bill	$7,743 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`032-510-001-4`

Property Details

APN / Parcel Number

Primary APN	`032-510-001-4`
Alternative APN	`032-510-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Architectural Style	Cluster
Lot Area	6,159 sqft (0.141 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2100 HARBORAGE WAY
City	OAKLEY
State	CA
Zip	94561-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8955 L227
Legal Subdivision	SUBDIVISION 8955
Legal Tract	8955
Legal Lot Number	227
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3025
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2100 HARBORAGE WAY, OAKLEY, CA 94561-3537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Oct 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CLEARPATH LENDING
Oct 3, 2019	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Document Number	2019167104
Last Transfer Date	Oct 3, 2020
Transfer Doc	0000129771
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 29, 2021
Property Address	2100 HARBORAGE WAY, OAKLEY, CA 94561-3537
Document Number	0000129771
Map Reference	MB 490 PG 31
Instrument Date	Oct 3, 2020
Instrument	2021-129771
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2100 HARBORAGE WAY, OAKLEY, CA 94561-3537

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2020
Property Address	2100 HARBORAGE WAY, OAKLEY, CA 94561-3537
Document Number	0000233053
Map Reference	MB 490 PG 31
Instrument Date	Jul 18, 2020
Instrument	2020-233053
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2100 HARBORAGE WAY, OAKLEY, CA 94561-3537

Mortgage

Document Number	0000233054
Date	Oct 9, 2020
Instrument	2020-233054

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2019
Property Address	2100 HARBORAGE WAY, OAKLEY, CA 94561-3537
Document Number	0000167104
Map Reference	MB 490 PG 31
Instrument Date	Sep 26, 2019
Instrument	2019-167104
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3573 MALLARD WAY, ANTIOCH, CA 94509-6468

Mortgage

Document Number	0000167105
Date	Oct 3, 2019
Instrument	2019-167105

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,712 (+2%) Land $52,532 Building $407,180
2025	$7,743.00 (+3.82%) Disabled Person's exemption Veteran's exemption	$450,699 (+4.04%) Land $51,502 Building $399,197
2023	$7,458.00 (+1.94%) Disabled Person's exemption Veteran's exemption	$433,200 Land $49,503 Building $383,697
2022	$7,316.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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