2129 Harborage Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 2129 Harborage Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 2010
Lot Size	0.144 acres (6,254 sqft)
Owner	Individual Name on File
Last Sale	$478,000 (Mar 2020)
Tax Bill	$10,434 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`032-510-038-6`

Property Details

APN / Parcel Number

Primary APN	`032-510-038-6`
Alternative APN	`032-510-038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Architectural Style	Cluster
Lot Area	6,254 sqft (0.144 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2129 HARBORAGE WAY
City	OAKLEY
State	CA
Zip	94561-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8955 L264
Legal Subdivision	SUBDIVISION 8955
Legal Tract	8955
Legal Lot Number	264
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3025
Census Tract	301000

Owner

2129 Harborage Way is owned and occupied by an individual who bought it in March 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2129 HARBORAGE WAY, OAKLEY, CA 94561-3538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 21, 2017	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Apr 30, 2015 · Amount on File
Deed Document Number	202061603
Prior Transfer Date	Oct 29, 2015
Prior Transfer Doc	0000234048
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 31, 2020
Property Address	2129 HARBORAGE WAY, OAKLEY, CA 94561-3538
Document Number	0000061603
Map Reference	MB 490 PG 31
Instrument Date	Mar 17, 2020
Instrument	2020-061603
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 HARBORAGE WAY, OAKLEY, CA 94561-3538

Mortgage

Document Number	0000061604
Date	Mar 31, 2020
Instrument	2020-061604

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2129 HARBORAGE WAY, OAKLEY, CA 94561-3538
Document Number	0000021183
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 HARBORAGE WAY OAKLEY CA 945613538, OAKLEY, CA 94561-3538

Mortgage

Document Number	0000021183
Date	Feb 2, 2017
Instrument	21183

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2129 Harborage Way was $10,434.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,211 (+2%) Land $122,703 Building $410,508
2025	$10,434.00	$522,757 Land $120,298 Building $402,459
2023	$9,984.00 (+2.62%)	$502,460 Land $115,628 Building $386,832
2022	$9,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2129 Harborage Way in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2129 Harborage Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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