Mecklenburg County property record for 21038 Decora Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,267 sqft · built 1995 |
| Lot Size | 0.4 acres (17,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,400,000 (Oct 2023) |
| Tax Bill | $11,918 (2023) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-742-22 |
| Primary APN | 001-742-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Heated Area |
| Gross Area | 3,163 sqft |
| 1st Floor Area | 2,030 sqft |
| Upper Floors Area | 258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 17,465 sqft (0.4 acres) |
| Garage Area | 506 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 90 sqft |
| Porch | Porch |
| Porch Area | 369 sqft |
| Deck Area | 528 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-742-22 |
|---|---|
| Street Address | 21038 DECORA DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L15 M26-698 &ETC |
| Legal Subdivision | HERON HARBOR MAP 01 |
| Legal Lot Number | 15 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of October 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 21038 DECORA DR, CORNELIUS, NC 28031-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Apr 4, 2018 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Apr 4, 2018 · Amount on Record |
| Deed Document Number | 2023094152 |
| Deed Book / Page | 38406 / 653 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 2, 2023 |
| Property Address | 21038 DECORA DR, CORNELIUS, NC 28031-6658 |
| Document Number | 0000094152 |
| Book / Page | 38406 / 653 |
| Map Reference | MB 26 PG 698 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023094152 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20124 BASCOM RIDGE DR, CORNELIUS, NC 28031-6841 |
| Name | Verified Name |
|---|---|
| Address | 21038 DECORA DR, CORNELIUS, NC 28031-6658 |
| Document Number | 0000094153 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023094153 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 4, 2018 |
| Property Address | 21038 DECORA DR, CORNELIUS, NC 28031-6658 |
| Document Number | 0000039655 |
| Book / Page | 032578 / 000922 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 39655 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21038 DECORA DR CORNELIUS NC 280316658, CORNELIUS, NC 28031-6658 |
| Document Number | 39656 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 032578/000925 |
| Instrument | 39656 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,918.00 | $1,404,000 Land $855,000 Building $549,000 | $1,404,000 Land $855,000 Building $549,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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