20936 Decora Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20936 Decora Dr, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,991 sqft · built 1995
Lot Size0.466 acres (20,306 sqft)
OwnerCompany Name on File
Last Sale$1,800,000 (Jul 2022)
Tax Bill$14,393 (2023)
Deeds & MortgagesJun 2022 Line of Credit
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-742-27

Property Details

APN / Parcel Number

Primary APN001-742-27

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,991 sqft Heated Area
Gross Area5,449 sqft
1st Floor Area2,219 sqft
Upper Floors Area1,006 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialWood
Lot Area20,306 sqft (0.466 acres)
Garage Area499 sqft

Exterior Amenities

PorchPorch
Porch Area114 sqft
Deck Area540 sqft
Patio Area800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-742-27
Street Address20936 DECORA DR
CityCORNELIUS
StateNC
Zip28031-6656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL10 M26-698 &STRIP
Legal SubdivisionHERON HARBOR
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1012
Census Tract6216

Owner

Source: Mecklenburg County records · APN 001-742-27

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address20936 DECORA DR, CORNELIUS, NC 28031-6656
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Jul 15, 2022Warranty Deed, Transfer
Nov 30, 2020Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Sep 08, 2017Warranty Deed, Transfer
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleSep 08, 2017 · Amount on Record
Deed Document Number0037502378
Deed Book / Page37502 / 378
Record UpdatedJun 07, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20936 DECORA DR, CORNELIUS, NC 28031-6656
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089751
DateJun 15, 2022
Book Page37425/592
Instrument2022089751
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 13, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 15, 2022
Property Address20936 DECORA DR, CORNELIUS, NC 28031-6656
Document Number0000104154
Book / Page37502 / 378
Map ReferenceMB 26 PG 511
Instrument DateJul 15, 2022
Instrument2022104154
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
Tax$3,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7423 MARINER COVE DR, CORNELIUS, NC 28031-8655

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address20936 DECORA DR, CORNELIUS, NC 28031-6656

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20936 DECORA DR, CORNELIUS, NC 28031-6656
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address20936 DECORA DR, CORNELIUS, NC 28031-6656

Mortgage

Document Number0000200530
DateNov 30, 2020
Book Page35366/658
Instrument2020200530
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 08, 2017
Property Address20936 DECORA DR, CORNELIUS, NC 28031-6656
Document Number0000122111
Book / Page032106 / 000535
Instrument DateAug 23, 2017
Instrument122111
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,740.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20936 DECORA DR CORNELIUS NC 280316656, CORNELIUS, NC 28031-6656

Mortgage

Document Number122112
DateSep 08, 2017
Book Page032106/000537
Instrument122112
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term360 Months
DueSep 07, 2047
Interest
Rate TypeAdjustable Rate
Rate2.74%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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