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21004 Decora Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21004 Decora Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,192 sqft · built 1998
Lot Size0.435 acres (18,949 sqft)
Owner2 Individual Names on Record
Last Sale$117,000 (Feb 1999)
Tax Bill$10,332 (2024)
Deeds & MortgagesApr 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-742-26

Property Details

APN / Parcel Number

Primary APN001-742-26

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,192 sqft Living Area
Gross Area4,720 sqft
1st Floor Area1,809 sqft
Upper Floors Area1,178 sqft
Basement Area1,813 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area18,949 sqft (0.435 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area576 sqft
PorchFinished/Open Porch
Porch Area45 sqft
Deck Area336 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21004 DECORA DR
CityCORNELIUS
StateNC
Zip28031-6658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL11 M26-511 &STRIP
Legal SubdivisionHERON HARBOR
Legal Block2
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1012
Census Tract6216

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21004 DECORA DR, CORNELIUS, NC 28031-6658
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 1999 · Amount on Record
Deed SaleFeb 16, 1999 · Amount on Record
Deed Document Number199926794
Deed Book / Page10257 / 692
Last Transfer DateJan 21, 2025
Transfer Doc0000006991
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21004 DECORA DR, CORNELIUS, NC 28031-6658
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075287
DateApr 16, 2021
Book Page35945/911
Instrument2021075287
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21004 DECORA DR, CORNELIUS, NC 28031-6658
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051879
DateApr 14, 2020
Book Page34468/79
Instrument2020051879
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,567,100 Land $720,000 Building $847,100$1,567,100 Land $720,000 Building $847,100
2024$10,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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