2103 Mardic Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2103 Mardic Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,536 sqft · built 2002
Lot Size	0.049 acres (2,120 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Dec 2025)
Tax Bill	$3,756 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-341445`

Property Details

APN / Parcel Number

Primary APN	`03-341445`
Alternative APNs	`3341445` `341445`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Total Area
Basement Area	410 sqft
Finished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,120 sqft (0.049 acres)
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	208 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	341445
Street Address	2103 MARDIC DR
City	FOREST HILL
State	MD
Zip	21050-1738
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LOT 78 2120 SF 2103 MARDIC DRIVE SPENCEOLA FARMS P 100/54
Legal Subdivision	SPENCEOLA FARMS
Legal Lot Number	78
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3000
Census Tract	303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2103 MARDIC DR, FOREST HILL, MD 21050-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 15, 2019	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Book / Page	16947 / 494
Transfer Doc	0059600649
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 31, 2025
Property Address	2103 MARDIC DR, FOREST HILL, MD 21050-1738
Document Number	0169470494
Book / Page	16947 / 494
Map Reference	MB 100 FO 54
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	GUARANTEED TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$974.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 MARDIC DR, FOREST HILL, MD 21050-1738

Mortgage

Document Number	0016947503
Date	Dec 31, 2025
Instrument	16947/503

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 15, 2019
Property Address	2103 MARDIC DR, FOREST HILL, MD 21050-1738
Document Number	0135470322
Book / Page	13547 / 0322
Map Reference	MB 100 FO 54
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 MARDIC DR, FOREST HILL, MD 21050-1738

Mortgage

Document Number	0013547328
Date	Nov 15, 2019
Instrument	13547/328

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00 (+17.45%)	$344,633 (+4.47%)	$374,100 (+13.4%) Land $75,000 Building $299,100
2025	$3,198.00 (+10.58%) Homeowner's exemption	$329,900 (+12.5%) Land $72,000 Building $257,900	$329,900 (-) Land $72,000 Building $257,900
2023		$293,233	$329,900 Land $72,000 Building $257,900
2022	$2,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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