2046 Mardic Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2046 Mardic Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,980 sqft · built 2000
Lot Size	0.093 acres (4,047 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Oct 2019)
Tax Bill	$3,930 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-333051`

Property Details

APN / Parcel Number

Primary APN	`03-333051`
Alternative APNs	`3333051` `333051`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,047 sqft (0.093 acres)
Garage Type	Mixed
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	333051
Street Address	2046 MARDIC DR
City	FOREST HILL
State	MD
Zip	21050-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LOT 28 4047 SF 2046 MARDIC DRIVE SPENCEOLA FRMS S2 P96/34
Legal Lot Number	28
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3000
Census Tract	303203

Owner

2046 Mardic Dr, a townhouse, is owned and occupied by two individuals who bought it in October 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2046 MARDIC DR, FOREST HILL, MD 21050-1654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Oct 31, 2019	Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Oct 14, 2010 · Amount on File
Deed Book / Page	13520 / 210
Prior Transfer Date	Feb 25, 2010
Prior Transfer Doc	0085450128
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2046 MARDIC DR, FOREST HILL, MD 21050-1654
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	GATT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121870320
Date	Jan 17, 2017
Book Page	12187/0320
Instrument	12187-0320

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 6, 2022

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 31, 2019
Property Address	2046 MARDIC DR, FOREST HILL, MD 21050-1654
Document Number	0135200210
Book / Page	13520 / 0210
Map Reference	MB CGH 96 FO 34
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2046 MARDIC DR, FOREST HILL, MD 21050-1654

Mortgage

Document Number	0013520216
Date	Oct 31, 2019
Instrument	13520/216

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2046 Mardic Dr was $3,930 with a homeowner's exemption, up 10.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,930.00 (+10.39%) Homeowner's exemption	$360,600 (+4.92%)	$394,400 (+14.75%) Land $80,000 Building $314,400
2025	$3,560.00 Homeowner's exemption	$343,700 Land $72,500 Building $271,200	$343,700 Land $72,500 Building $271,200
2023		$312,033	$343,700 Land $72,500 Building $271,200
2022	$3,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2046 Mardic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2046 Mardic Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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