2045 Mardic Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2045 Mardic Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,520 sqft · built 2000
Lot Size	0.052 acres (2,271 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Jun 2026)
Tax Bill	$3,647 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-333078`

Property Details

APN / Parcel Number

Primary APN	`03-333078`
Alternative APNs	`3333078` `333078`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,271 sqft (0.052 acres)
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	181 sqft
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	333078
Street Address	2045 MARDIC DR
City	FOREST HILL
State	MD
Zip	21050-1655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LOT 106 2271 SF 2045 MARDIC DRIVE SPENCEOLA FRMS S2 P96/34
Legal Subdivision	THE PLAT ENTITILED
Legal Lot Number	106
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3000
Census Tract	303203

Owner

2045 Mardic Dr, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Harford County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING AND COM
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2017	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 10, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Book / Page	17193 / 446
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 30, 2026
Property Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Document Number	1719000446
Book / Page	17193 / 446
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Investor	Possibly a Property Investor

Mortgage

Document Number	1719000456,
Date	Jun 30, 2026
Book Page	17193/456

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1719000488,
Date	Jun 30, 2026
Book Page	17193/488

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Sep 14, 2026
Property Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Document Number	1728000479
Book / Page	17286 / 479
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	BLACK OAK TITLE LLC, BLACK OAK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Investor	Possibly a Property Investor

Mortgage

Document Number	1728000479,
Date	Sep 14, 2026
Book Page	17286/479

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146980412
Date	Apr 26, 2021
Book Page	14698/412

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 25, 2017
Property Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Document Number	0125240133
Book / Page	12524 / 0133
Map Reference	MB CGH96 FO34
Instrument Date	Aug 17, 2017
Instrument	12524-0133
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655

Mortgage

Document Number	125240139
Date	Sep 25, 2017
Instrument	12524-0139

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

January 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HARFORD MD
Recording Date	Jan 10, 2017
Property Address	2045 MARDIC DR, FOREST HILL, MD 21050-1655
Document Number	0121760485
Book / Page	012176 / 000485
Instrument Date	Aug 26, 2016
Transaction Type	Foreclosure
Record Updated	Feb 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$165.98
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946

Tax Assessment & Valuation

The 2026 property tax bill for 2045 Mardic Dr was $3,647 with a homeowner's exemption, up 8.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,647.00 (+8.12%) Homeowner's exemption	$334,633 (+3.31%)	$356,100 (+9.94%) Land $75,000 Building $281,100
2025	$3,373.00 Homeowner's exemption	$323,900 Land $72,000 Building $251,900	$323,900 Land $72,000 Building $251,900
2023		$295,233	$323,900 Land $72,000 Building $251,900
2022	$3,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Mardic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Mardic Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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