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2103 Lock Rd, Carrollton, KY 41008 Property Records

Carroll County property record for 2103 Lock Rd, Carrollton, KY 41008 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Square Footage1,976 sqft Living Area
Lot Size58,806 sqft (1.35 acres)
Garage336 sqft
OccupancyOwner Occupied
Last Sale$300,000 (2026)
Tax Bill$2,023.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-36-01-01&02
Alternative APNs
  • 120191
  • 90261

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,976 sqft Living Area
Basement Area1,352 sqft Basement
Unfinished Basement1,352 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Architectural StyleSplit Foyer Style
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area58,806 sqft (1.35 acres)
DrivewayDriveway Gravel
Parking Spaces1 Parking Spaces
Garage Area336 sqft Garage
PorchPorch
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number120191
Street Address2103 LOCK RD
CityCARROLLTON
StateKY
Zip41008-8009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
Legal SubdivisionRIVERWOOD SUBDIVISION
JurisdictionCARROLL KY
Minor Civil DivisionCARROLLTON
Census Blockgroup3
Census Block3000
Census Tract950200

Owner

Source: Carroll County records · APN 19-36-01-01&02

Assessment roll updated November 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2103 LOCK RD, CARROLLTON, KY 41008-8009
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CTR
Feb 23, 2017Correction Deed
LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleMar 06, 2024 · Amount on Record
Deed Doc Number20262234638
Deed Book / Page238 / 368
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL KY
Recording DateJun 02, 2026
Property Address2103 LOCK RD, CARROLLTON, KY 41008-8009
Document Number0002234638
Book / Page238 / 368
Instrument DateMay 15, 2026
Instrument20262234638
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyKENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$30,300.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 LOCK RD, CARROLLTON, KY 41008-8009

Mortgage

Document Number0002234639,
DateJun 02, 2026
Instrument20262234639
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2017: Correction Deed

Document TypeCorrection Deed
JurisdictionCARROLL KY
Recording DateFeb 23, 2017
Property Address2103 LOCK RD, CARROLLTON, KY 41008-8009
Document Number00D203/531
Book / PageD203 / 531
Map ReferenceMB 75 PG 110
Instrument DateFeb 21, 2017
Instrument92291
Record UpdatedFeb 23, 2022
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1888 LOCK RD, 1888, CARROLLTON, KY 41008-8007

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address2103 LOCK RD, CARROLLTON, KY 41008-8009

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated November 11, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,023.00 (+8.47%) Disabled Person's exemption Veteran's exemption$245,000 (+35.36%) Land $30,000 Building $215,000$245,000 (+35.36%) Land $30,000 Building $215,000
2023$1,865.00$181,000 Land $20,000 Building $161,000$181,000 Land $20,000 Building $161,000

Flood & Wildfire

2103 Lock Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (21041C), updated March 21, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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