1888 Lock Rd, Carrollton, KY 41008 Property Records

Carroll County property record for 1888 Lock Rd, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,286 sqft · built 2013
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$37,500 (Jun 2011)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19-35-02`

Property Details

APN / Parcel Number

Primary APN	`19-35-02`
Alternative APN	`28641`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Basement Area	2,286 sqft

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Terrain	Rolling
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	28641
Street Address	1888 LOCK RD
City	CARROLLTON
State	KY
Zip	41008-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.86 ACRES
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	3
Census Block	3000
Census Tract	950200

Owner

Source: Carroll County records · APN 19-35-02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1888 LOCK RD, CARROLLTON, KY 41008-8007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2011 · Amount on Record
Deed Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	185-213
Deed Book / Page	185 / 213
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	1888 LOCK RD, CARROLLTON, KY 41008-8007
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M270/277
Date	Oct 28, 2021
Book Page	M270/277
Instrument	104112

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (-1.06%) Homeowner's exemption Additional exemption filed	$239,000 (-) Land $32,500 Building $206,500	$239,000 (-) Land $32,500 Building $206,500
2023	$1,983.00 Homeowner's exemption Additional exemption filed	$239,000 Land $32,500 Building $206,500	$239,000 Land $32,500 Building $206,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 19 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARROLLTON UTILITIES serves 6,851 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.