Carroll County property record for 2043 Lock Rd, Carrollton, KY 41008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,539 sqft |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,000 (Apr 2019) |
| Tax Bill | $859 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-39 |
| Primary APN | 19-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Basement Area | 729 sqft |
| Unfinished Basement | 729 sqft |
| Architectural Style | Tri-Level |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Terrain | Steep |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 11651 |
|---|---|
| Street Address | 2043 LOCK RD |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 7 ACRES |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2043 LOCK RD, CARROLLTON, KY 41008-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 2043 LOCK RD, CARROLLTON, KY 41008-8008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | SOLIDIFI US INC, SOLIDFI US INC |
| Name | Verified Name |
|---|
| Document Number | 00M243/587 |
|---|---|
| Date | May 23, 2018 |
| Book Page | M243/587 |
| Instrument | 94753 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 23, 2028 |
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859.00 (-0.35%) | $130,000 (-) Land $20,000 Building $110,000 | $130,000 (-) Land $20,000 Building $110,000 |
| 2025 | $862.00 (-2.71%) Homeowner's exemption | $130,000 (-) Land $20,000 Building $110,000 | $130,000 (-) Land $20,000 Building $110,000 |
| 2023 | $886.00 Homeowner's exemption Additional exemption filed | $130,000 Land $20,000 Building $110,000 | $130,000 Land $20,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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