Mecklenburg County property record for 2103 Chipstone Rd, Charlotte, NC 28262
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,215 sqft · built 2002 |
| Lot Size | 0.316 acres (13,796 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (May 2021) |
| Tax Bill | $4,884 (2023) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-126-42 |
| Primary APN | 029-126-42 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,215 sqft Heated Area |
| Gross Area | 4,187 sqft |
| 1st Floor Area | 1,854 sqft |
| Upper Floors Area | 1,620 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 13,796 sqft (0.316 acres) |
| Garage Area | 489 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 029-126-42 |
|---|---|
| Street Address | 2103 CHIPSTONE RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-6458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L169 B2 M35-39 |
| Legal Subdivision | FOUNTAINGROVE PH 01 MAP 05 |
| Legal Block | 2 |
| Legal Lot Number | 169 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5520 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2103 CHIPSTONE RD, CHARLOTTE, NC 28262-6458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2015 · Amount on Record |
| Deed Document Number | 0036032909 |
| Deed Book / Page | 36032 / 909 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 6, 2021 |
| Property Address | 2103 CHIPSTONE RD, CHARLOTTE, NC 28262-6458 |
| Document Number | 0000090514 |
| Book / Page | 36032 / 909 |
| Map Reference | MB 35 PG 39 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021090514 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2017 CENTRAL AVE APT 1417, 1417, CHARLOTTE, NC 28205-5384 |
| Name | Verified Name |
|---|---|
| Address | 2103 CHIPSTONE RD, CHARLOTTE, NC 28262-6458 |
| Document Number | 0000090515 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021090515 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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