2012 Chipstone Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 2012 Chipstone Rd, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,289 sqft · built 2004
Lot Size0.302 acres (13,185 sqft)
Owner2 Individual Names on Record
Last Sale$334,500 (Jun 2004)
Tax Bill$5,893 (2023)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN029-127-40

Property Details

APN / Parcel Number

Primary APN029-127-40

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,289 sqft Heated Area
Gross Area4,779 sqft
1st Floor Area2,225 sqft
Upper Floors Area2,070 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area13,185 sqft (0.302 acres)
Garage Area440 sqft
PorchPorch
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number029-127-40
Street Address2012 CHIPSTONE RD
CityCHARLOTTE
StateNC
Zip28262-6460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL62 B2 M35-39
Legal SubdivisionFOUNTAINGROVE PH 01 MAP 05
Legal Block2
Legal Lot Number62
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5520

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2012 CHIPSTONE RD, CHARLOTTE, NC 28262-6460
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2004 · Amount on Record
Deed SaleJun 25, 2004 · Amount on Record
Prior SaleJan 15, 2004 · Amount on Record
Deed Document Number0017396712
Deed Book / Page17396 / 712
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2012 CHIPSTONE RD, CHARLOTTE, NC 28262-6460
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118365
DateJun 17, 2021
Book Page36192/359
Instrument2021118365
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Chipstone Rd

Nearby Streets

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