2018 Chipstone Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 2018 Chipstone Rd, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,299 sqft · built 2004
Lot Size	0.296 acres (12,899 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2020)
Tax Bill	$4,864 (2023)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-127-39`

Property Details

APN / Parcel Number

Primary APN	`029-127-39`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,299 sqft Heated Area
Gross Area	3,655 sqft
1st Floor Area	1,445 sqft
Upper Floors Area	1,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,899 sqft (0.296 acres)
Garage Area	472 sqft
Porch	Porch
Porch Area	45 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	029-127-39
Street Address	2018 CHIPSTONE RD
City	CHARLOTTE
State	NC
Zip	28262-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L61 B2 M40-811
Legal Subdivision	FOUNTAINGROVE PH 01 MAP 05
Legal Block	2
Legal Lot Number	61
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5520

Owner

2018 Chipstone Rd is owned and occupied by an individual who bought it in August 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 6, 2024	Deed of Trust, Mortgage · FHA Mortgage SHELLPOINT MORTGAGE SERVICING
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage AMRES CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	0034915928
Deed Book / Page	34915 / 928
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460

Mortgage

Document Number	0000030885
Date	Apr 2, 2025
Book Page	39485/781
Instrument	2025030885

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460

Mortgage

Document Number	0000073726
Date	Aug 6, 2024
Book Page	38990/450
Instrument	2024073726

Lender

Name	SHELLPOINT MORTGAGE SERVICING
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 11, 2020
Property Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460
Document Number	0000125125
Book / Page	34915 / 926
Map Reference	MB 40 PG 811
Instrument Date	Aug 7, 2020
Instrument	2020125125
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3203 BLUE FINCH LN, 3203, CHARLOTTE, NC 28269-0201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 CHIPSTONE RD, CHARLOTTE, NC 28262-6460

Mortgage

Document Number	0000125126
Date	Aug 11, 2020
Instrument	2020125126

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2018 Chipstone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2018 Chipstone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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