21019 Michael Dr, Kearney, MO 64060 Property Records

Clay County property record for 21019 Michael Dr, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 1977
Lot Size	3.18 acres (138,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,500 (Jul 2016)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-604-00-01-004.00`

Property Details

APN / Parcel Number

Primary APN	`07-604-00-01-004.00`
Alternative APNs	`0760400010040001` `7604000100400` `314674`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,298 sqft Living Area
Gross Area	5,487 sqft
1st Floor Area	1,436 sqft
Basement Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	138,956 sqft
Lot Dimensions	529 ft deep x 301 ft wide
Garage Type	Attached
Garage Area	1,513 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Covered Wood Porch
Deck Area	384 sqft
Patio Area	1,048 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21019 MICHAEL DR
City	KEARNEY
State	MO
Zip	64060-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND HEIGHTS LT 15
Legal Range	31W
Legal Township	53N
Legal Section	24
Legal Subdivision	RICHLAND HEIGHTS
Legal Lot Number	15
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	2
Census Block	2105
Census Tract	21806

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21019 MICHAEL DR, KEARNEY, MO 64060-9356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit KEARNEY TRUST CO
Jul 24, 2020	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	201625526
Deed Book / Page	7770 / 66
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	0000039331
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	21019 MICHAEL DR, KEARNEY, MO 64060-9356
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21019 MICHAEL DR, KEARNEY, MO 64060-9356

Mortgage

Document Number	0000002332
Date	Feb 3, 2023
Book Page	9512/164
Instrument	2023002332

Lender

Name	KEARNEY TRUST CO
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	21019 MICHAEL DR, KEARNEY, MO 64060-9356
Document Number	0000026079
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	CONTINENTAL TITLE AGENCY, CONTINENTAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21019 MICHAEL DR KEARNEY MO 640609356, KEARNEY, MO 64060-9356

Mortgage

Document Number	0000026079
Date	Jul 29, 2020
Book Page	008749/000012
Instrument	26079

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2045

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,759.00 (+10.14%)	$62,230 (+14.92%)	$327,526 (+14.92%)
2023	$3,413.00 (+2.83%)	$54,150	$285,000
2019	$3,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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