Clay County property record for 20818 Michael Dr, Kearney, MO 64060 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,972 sqft Living Area |
| Lot Size | 3.2 acres |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2018) |
| Tax Bill | $4,915.00 (2025) |
| Primary APN | 07-604-00-01-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 4,556 sqft Gross Area |
| 1st Floor | 1,972 sqft 1st Floor |
| Basement Area | 1,972 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 139,392 sqft |
| Depth X Width | 354 ft x 557 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 788 sqft Deck |
| Patio Area | 788 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 20818 MICHAEL DR |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-9355 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RICHLAND HEIGHTS LT 12 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 24 |
| Legal Subdivision | RICHLAND HEIGHTS |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | KEARNEY |
| Census Blockgroup | 2 |
| Census Block | 2107 |
| Census Tract | 21806 |
Source: Clay County records · APN 07-604-00-01-001.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20818 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 02, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Oct 17, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN SW MTG FNDG |
| Jun 19, 2017 | Warranty Deed, Transfer KANSAS CITY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2018 · Amount on Record |
| Deed Sale | Feb 02, 2018 · Amount on Record |
| Prior Sale | Jun 19, 2017 |
| Deed Doc Number | 20183396 |
| Deed Book / Page | 8135 / 155 |
| Prior Transfer Date | Jun 17, 2005 |
| Prior Transfer Doc | 0000028859 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20818 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021005 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 7991/123 |
| Instrument | 2017021005 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Feb 02, 2018 |
| Property Address | 20818 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Document Number | 0000003396 |
| Book / Page | 008135 / 000155 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 3396 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | MCCAFFREE-SHORT TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20818 MICHAEL DR KEARNEY MO 640609355, KEARNEY, MO 64060-9355 |
| Document Number | 3418 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 008136/000004 |
| Instrument | 3418 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 17, 2017 |
| Property Address | 20818 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Document Number | 0000035486 |
| Book / Page | 008068 / 000118 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 35486 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | SECURED TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 NE 66TH TER GLADSTONE MO 641183440, GLADSTONE, MO 64118-3440 |
| Document Number | 35487 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 008068/000119 |
| Instrument | 35487 |
| Name | AMERICAN SW MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73112 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
| Document Number | 35506, |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 008068/000138 |
| Instrument | 35506 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | KANSAS CITY, MO 64105 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 19, 2017 |
| Property Address | 20818 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Document Number | 0000020222 |
| Book / Page | 007987 / 000122 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 20222 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | KANSAS CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20818 MICHAEL DR KEARNEY MO 640609355, KEARNEY, MO 64060-9355 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,915.00 (+37.14%) | $81,360 (+43.06%) | $428,211 (+43.06%) |
| 2023 | $3,584.00 (+7.79%) | $56,870 | $299,315 |
| 2019 | $3,325.00 |
20818 Michael Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Clay County (29047C), updated May 10, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 48th in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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