Clay County property record for 20819 Michael Dr, Kearney, MO 64060 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,979 sqft Living Area |
| Lot Size | 3.3 acres |
| Occupancy | Owner Occupied |
| Last Sale | $319,200 (2021) |
| Tax Bill | $4,103.00 (2025) |
| Primary APN | 07-604-00-01-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 4,658 sqft Gross Area |
| 1st Floor | 1,979 sqft 1st Floor |
| Basement Area | 1,943 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 143,748 sqft |
| Depth X Width | 499 ft x 301 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 200 sqft Deck |
| Patio Area | 716 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 20819 MICHAEL DR |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-9355 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RICHLAND HEIGHTS LT 17 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 24 |
| Legal Subdivision | RICHLAND HEIGHTS |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | KEARNEY |
| Census Blockgroup | 2 |
| Census Block | 2105 |
| Census Tract | 21806 |
Source: Clay County records · APN 07-604-00-01-006.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 10, 2021 | Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Jan 09, 2020 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Oct 02, 2012 |
| Deed Doc Number | 202119919 |
| Deed Book / Page | 9049 / 84 |
| Prior Transfer Date | Jul 15, 2008 |
| Prior Transfer Doc | 0000025364 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Title Company | NOT AVAILABLE, MCCAFFREE SHORT TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020236 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 9051/107 |
| Instrument | 2021020236 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2022 |
| Title Company | MCCAFFREE SHORT TITLE |
| Name | Verified Name |
|---|---|
| Address | 8433 PASEO VISTA DR, LAS VEGAS, NV 89128-8274 |
| Document Number | 0000010306 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 9332/121 |
| Instrument | 2022010306 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Document Number | 0000049679 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 9235/42 |
| Instrument | 2021049679 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | May 16, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 10, 2021 |
| Property Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Document Number | 0000019919 |
| Book / Page | 9049 / 84 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021019919 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 20819 MICHAEL DR, KEARNEY, MO 64060-9355 |
| Document Number | 0000001430 |
| Instrument Date | Jan 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | SECURITY FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20819 MICHAEL DR KEARNEY MO 640609355, KEARNEY, MO 64060-9355 |
| Document Number | 0000001430 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 008587/000056 |
| Instrument | 1430 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 13, 2035 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,103.00 (+10.15%) | $67,930 (+14.92%) | $357,526 (+14.92%) |
| 2023 | $3,725.00 (+4.81%) | $59,110 | $311,105 |
| 2019 | $3,554.00 |
20819 Michael Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Clay County (29047C), updated May 10, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 63rd in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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