2101 W 38th St, Lorain, OH 44053 Property Records

Lorain County property record for 2101 W 38th St, Lorain, OH 44053 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,194 sqft · built 1969
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,106 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-014-112-009

Property Details

APN / Parcel Number

Primary APN02-02-014-112-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
Gross Area1,674 sqft
1st Floor Area1,194 sqft
Basement Area1,194 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions120 ft deep x 73 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area80 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2101 W 38TH ST
CityLORAIN
StateOH
Zip44053-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMELIA MEADOWS 2 73 X 120 S/L 201
Legal SubdivisionAMELIA MEADOWS 2
Legal Tract02
Legal Block112
Legal Lot Number201
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2022
Census Tract23400

Owner

Source: Lorain County records · APN 02-02-014-112-009

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2101 W 38TH ST, LORAIN, OH 44053-2532
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2007
Deed SaleJun 04, 2007
Deed Document Number2007206891
Last Transfer DateApr 01, 2008
Transfer Doc20080248749
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2101 W 38TH ST, LORAIN, OH 44053-2532
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210845283
DateOct 20, 2021
Instrument2021-0845283
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term119 Months
DueSep 01, 2031

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,106.00 (-7.27%) Homeowner's exemption$55,090 (+0.01%) Land $9,200 Building $45,890$157,380 (-) Land $26,280 Building $131,100
2024$2,271.00 (+10.3%)$55,083 (+37.76%) Land $9,198 Building $45,885$157,380 (+37.76%) Land $26,280 Building $131,100
2023$2,059.00 (+0.88%)$39,984 (-0.02%) Land $9,107 Building $30,877$114,240 (-) Land $26,020 Building $88,220
2022$2,041.00$39,990 Land $9,110 Building $30,880
2021$114,240 Land $26,020 Building $88,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930234002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1995–2005)
Most Recent ClaimSep 2005, other causes, Hurricane Katrina Evacuation
Claims By Storm
  • Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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