2122 W 38th St, Lorain, OH 44053 Property Records

Lorain County property record for 2122 W 38th St, Lorain, OH 44053 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2021)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-014-109-018`

Property Details

APN / Parcel Number

Primary APN	`02-02-014-109-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	152 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	102 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2122 W 38TH ST
City	LORAIN
State	OH
Zip	44053-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73 X 152
Legal Subdivision	AMCIAL MEADOWS SUBDIVISION NO 2
Legal Tract	02
Legal Block	109
Legal Lot Number	190
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2021
Census Tract	23400

Owner

Source: Lorain County records · APN 02-02-014-109-018

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2122 W 38TH ST, LORAIN, OH 44053-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 15, 2021	Certificate of Transfer, Transfer
Sep 23, 2021	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2021844384
Prior Transfer Date	Oct 05, 2021
Prior Transfer Doc	20210844365
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2021
Property Address	2122 W 38TH ST, LORAIN, OH 44053-2533
Document Number	20210844384
Instrument Date	Oct 14, 2021
Instrument	2021-0844384
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 W 38TH ST, LORAIN, OH 44053-2533

Mortgage

Document Number	20210844385
Date	Oct 15, 2021
Instrument	2021-0844385

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2021
Property Address	2122 W 38TH ST, LORAIN, OH 44053-2533
Document Number	20210844365
Instrument Date	Oct 05, 2021
Instrument	2021-0844365
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 CAPULET CT, AVON, OH 44011-1663

September 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LORAIN OH
Recording Date	Sep 23, 2021
Property Address	2122 W 38TH ST, LORAIN, OH 44053-2533
Document Number	20210840770
Map Reference	VOL 24 PG 66
Instrument Date	Sep 21, 2021
Instrument	2021-0840770
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 CAPULET CT, AVON, OH 44011-1663

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (-7.25%) Homeowner's exemption	$54,550 (+%) Land $10,330 Building $44,220	$155,850 (-) Land $29,500 Building $126,350
2024	$2,249.00 (+2.18%)	$54,548 (+27.63%) Land $10,325 Building $44,223	$155,850 (+27.63%) Land $29,500 Building $126,350
2023	$2,201.00 (+0.92%)	$42,739 (%) Land $10,220 Building $32,519	$122,110 (-) Land $29,200 Building $92,910
2022	$2,181.00	$42,740 Land $10,220 Building $32,520
2021			$122,110 Land $29,200 Building $92,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930234002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2005)
Most Recent Claim	Sep 2005, other causes, Hurricane Katrina Evacuation
Claims By Storm	Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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