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2010 W 38th St, Lorain, OH 44053 Property Records

Lorain County property record for 2010 W 38th St, Lorain, OH 44053 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1969
Square Footage2,012 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2021)
Tax Bill$2,482.00 (2025)

Owner

Source: Lorain County records · APN 02-02-014-109-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2010 W 38TH ST, LORAIN, OH 44053-2531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
THIRD FSLA OF CLEVELAND
Sep 07, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HONOR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleSep 07, 2018 · Amount on Record
Deed Doc Number2021006879
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 08, 2021
Property Address2010 W 38TH ST, LORAIN, OH 44053-2531
Document Number20210843324
Instrument DateOct 02, 2021
Instrument2021-0843324
Transaction TypeTransfer
Record UpdatedOct 18, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 W 38TH ST, LORAIN, OH 44053-2531

Mortgage

Document Number20210843325
DateOct 08, 2021
Instrument2021-0843325
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 07, 2018
Property Address2010 W 38TH ST, LORAIN, OH 44053-2531
Document Number0000686897
Instrument DateSep 06, 2018
Instrument686897
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyCARDINAL HOPE EXAM COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$559.60
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2010 W 38TH ST LORAIN OH 440532531, LORAIN, OH 44053-2531

Mortgage

Document Number686898
DateSep 07, 2018
Instrument686898
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 06, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,482.00$64,910 (+0.01%) Land $10,330 Building $54,580$185,430 (-) Land $29,500 Building $155,930
2024$2,482.00 (+3.37%)$64,901 (+39.18%) Land $10,325 Building $54,576$185,430 (+39.18%) Land $29,500 Building $155,930
2023$2,401.00 (+0.88%)$46,631 (+%) Land $10,220 Building $36,411$133,230 (-) Land $29,200 Building $104,030
2022$2,380.00$46,630 Land $10,220 Building $36,410
2021$133,230 Land $29,200 Building $104,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN02-02-014-109-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,012 sqft Living Area
1st Floor1,280 sqft 1st Floor
2nd Floor484 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area10,890 sqft (0.25 acres)
Depth X Width152 ft x 73 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Patio Area96 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2010 W 38TH ST
CityLORAIN
StateOH
Zip44053-2531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAMELIA MEADOWS 2 73 X 152
Legal SubdivisionAMELIA MEADOWS ALLOTMENT SUB #2
Legal Tract2
Legal Block109
Legal Lot Number194
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2021
Census Tract23400

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