2101 Pond Spring Way, Fleming Island, FL 32003 Property Records

Clay County property record for 2101 Pond Spring Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,820 sqft · built 2002
Lot Size	0.284 acres (12,381 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2017)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014266-009-13`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014266-009-13`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,381 sqft (0.284 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2101 POND SPRING WAY
City	FLEMING ISLAND
State	FL
Zip	32003-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 13 THORNHILL UNIT 1 AS REC OR 4022 PG 1035
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	THORNHILL UNIT 1
Legal Lot Number	13
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2101 POND SPRING WAY, FLEMING ISLAND, FL 32003-8361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Aug 20, 2002 · Amount on Record
Deed Document Number	201753400
Deed Book / Page	4022 / 1035
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	0033640026
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 19, 2017
Property Address	2101 POND SPRING WAY, FLEMING ISLAND, FL 32003-8361
Document Number	0040221035
Book / Page	004022 / 001035
Instrument Date	Oct 16, 2017
Instrument	53400
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2101 POND SPRING WAY FLEMING ISLAND FL 320038361, FLEMING ISLAND, FL 32003-8361

Mortgage

Document Number	40221037
Date	Oct 19, 2017
Book Page	004022/001037
Instrument	53401

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+4.88%) Homeowner's exemption Widower's exemption	$293,315 (+5.99%)	$437,985 (+2.81%) Land $65,000 Building $372,985
2024	$3,609.00 (-36.15%)
2023	$5,652.00 (+4.94%) Homeowner's exemption	$276,747 (+3%)	$426,034 (+24.07%) Land $65,000 Building $361,034
2022	$5,386.00 Homeowner's exemption	$268,687	$343,394 Land $40,000 Building $303,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20