2120 Pond Spring Way, Fleming Island, FL 32003 Property Records

Clay County property record for 2120 Pond Spring Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,337 sqft · built 2001
Lot Size	0.225 acres (9,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jun 2007)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014266-009-02`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014266-009-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,337 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	2,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,796 sqft (0.225 acres)
Garage Type	Attached
Garage Area	437 sqft
Porch	Finished Screened Porch
Porch Area	584 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2120 POND SPRING WAY
City	FLEMING ISLAND
State	FL
Zip	32003-8360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 2 THORNHILL UNIT 1 AS REC OR 2905 PG 696 & 4846 PG 796
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	THORNHILL UNIT 1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3010
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2120 POND SPRING WAY, FLEMING ISLAND, FL 32003-8360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2007 · Amount on Record
Deed Sale	Jun 6, 2007 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	200734657
Deed Book / Page	2905 / 696
Last Transfer Date	Jul 30, 2024
Transfer Doc	0048460796
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2120 POND SPRING WAY, FLEMING ISLAND, FL 32003-8360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043150231
Date	Jun 5, 2020
Book Page	4315/231
Instrument	2020027774

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,064.00 (+4.86%)	$241,037 (+5.99%)	$393,424 (+2.73%) Land $65,000 Building $328,424
2024	$2,922.00 (-40.4%)
2023	$4,903.00 (+5.26%) Homeowner's exemption	$227,422 (+3%)	$382,979 (+24.74%) Land $65,000 Building $317,979
2022	$4,658.00 Homeowner's exemption	$220,799	$307,025 Land $40,000 Building $267,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20