2121 Pond Spring Way, Fleming Island, FL 32003 Property Records

Clay County property record for 2121 Pond Spring Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,777 sqft · built 2000
Lot Size	0.197 acres (8,573 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jan 2005)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014266-009-18`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014266-009-18`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,777 sqft Living Area
Gross Area	3,409 sqft
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,573 sqft (0.197 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished Screened Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2121 POND SPRING WAY
City	FLEMING ISLAND
State	FL
Zip	32003-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	(PT SUBJ TO CONSV ESMT AS REC OR 1888 PG 1756) LOT 18 THORNHILL UNIT 1 AS REC OR 2473 PG
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	THORNHILL UNIT 1
Legal Lot Number	18
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 POND SPRING WAY, FLEMING ISLAND, FL 32003-8361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2005 · Amount on Record
Deed Sale	Jan 7, 2005 · Amount on Record
Prior Sale	Jan 7, 2005 · Amount on Record
Deed Document Number	20051258
Deed Book / Page	2473 / 1104
Last Transfer Date	Nov 7, 2007
Transfer Doc	0029720286
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2121 POND SPRING WAY, FLEMING ISLAND, FL 32003-8361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 POND SPRING WAY, FLEMING ISLAND, FL 32003-8361

Mortgage

Document Number	0043591493
Date	Sep 29, 2020
Book Page	4359/1493
Instrument	2020050704

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,392.00 (+4.82%) Homeowner's exemption	$262,589 (+5.99%)	$427,993 (+1.6%) Land $65,000 Building $362,993
2024	$3,236.00 (-37.91%)
2023	$5,212.00 (+5.12%) Homeowner's exemption	$247,757 (+3%)	$421,250 (+24.09%) Land $65,000 Building $356,250
2022	$4,958.00 Homeowner's exemption	$240,541	$339,467 Land $40,000 Building $299,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20