21009 120th St Ct E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 21009 120th St Ct E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,223 sqft · built 1982
Lot Size	0.308 acres (13,420 sqft)
Owner	2 Individual Names on File
Last Sale	$279,719 (Jul 2018)
Tax Bill	$4,824 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`281530-0-360`

Property Details

APN / Parcel Number

Primary APN	`281530-0-360`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,223 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,420 sqft (0.308 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Wood Porch
Deck Area	479 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	21009 120TH STREET CT E
City	BONNEY LAKE
State	WA
Zip	98391-7484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 10 TOWNSHIP 19 RANGE 05 QUARTER 41 CALFORD SUBDIVISION L 36 EASE OF RECORD SEG P-6163 HB EMS
Legal Range	05
Legal Township	19
Legal Section	10
Legal Subdivision	CALFORD SUBDIVISION
Legal Lot Number	36
Jurisdiction	PIERCE WA
Township / Civil Division	BUCKLEY
Census Block Group	2
Census Block	2002
Census Tract	70209

Owner

21009 120th St Ct E is owned and occupied by two individuals who bought it in July 2018.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21009 120TH STREET CT E, BONNEY LAKE, WA 98391-7484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 15, 2026	Quit Claim Deed, Transfer STEWART TITLE
May 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage STEWART TITLE
Dec 9, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Jul 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE MASTER SERVICE CORP
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MASTER SVC
Jul 16, 2018	Grant Deed, Transfer CW TITLE AND ESCROW
Jul 16, 2018	Quit Claim Deed, Transfer CW TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Aug 8, 2001 · Amount on File
Deed Document Number	2018704
Prior Transfer Date	Jul 14, 1996
Prior Transfer Doc	0000000340
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009270459
Date	Sep 27, 2021
Instrument	202109270459

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	May 15, 2026
Property Address	21009 120TH STREET CT E, BONNEY LAKE, WA 98391-7484
Document Number	0000000311
Instrument Date	Dec 23, 2025
Instrument	2026311
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	21009 120TH STREET CT E, BONNEY LAKE, WA 98391-7484

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	May 18, 2026
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Document Number	0000000122
Instrument Date	Dec 23, 2025
Instrument	2026122
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484

Mortgage

Document Number	0000000123,
Date	May 18, 2026
Instrument	20260518123

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Document Number	2012140872
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21009 120TH STREET CT E BONNEY LAKE WA 983917484, BONNEY LAKE, WA 98391-7484

Mortgage

Document Number	2012140872
Date	Dec 14, 2020
Instrument	202012140872

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jul 14, 2020
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Document Number	0007140735
Map Reference	DOC 8112020232
Instrument Date	Jul 7, 2020
Instrument	202007140735
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484

Mortgage

Document Number	0007140736
Date	Jul 14, 2020
Instrument	202007140736

Lender

Name	MORTGAGE MASTER SERVICE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Document Number	1810150130
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21009 120TH STREET CT E SUMNER WA 983917484, SUMNER, WA 98391-7484

Mortgage

Document Number	1810150130
Date	Oct 15, 2018
Instrument	201810150130

Lender

Name	MORTGAGE MASTER SVC
Type	Mortgage Company
Address	KENT, WA 98032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 16, 2018
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Document Number	1807160704
Instrument Date	Jul 11, 2018
Instrument	201807160704
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CW TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$4,989.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21009 120TH ST E SUMNER WA 98391, SUMNER, WA 98391

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 16, 2018
Property Address	21009 120TH STREET CT E, SUMNER, WA 98391-7484
Document Number	1807160705
Instrument Date	Jul 3, 2018
Instrument	201807160705
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CW TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21009 120TH ST E SUMNER WA 98391, SUMNER, WA 98391

Tax Assessment & Valuation

The 2025 property tax bill for 21009 120th St Ct E was $4,824, up 16.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,300 (-2.86%) Land $239,200 Building $165,100	$404,300 (-2.86%) Land $239,200 Building $165,100
2025	$4,824.00 (+16.33%)	$416,200 (+9.12%) Land $248,000 Building $168,200	$416,200 (+9.12%) Land $248,000 Building $168,200
2024	$4,147.00 (-0.34%)	$381,400 (-3.69%) Land $234,700 Building $146,700	$381,400 (-3.69%) Land $234,700 Building $146,700
2023	$4,161.00	$396,000 Land $250,200 Building $145,800	$396,000 Land $250,200 Building $145,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21009 120th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21009 120th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Skynet Broadband, Verizon.

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