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21008 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21008 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,196 sqft · built 2019
Lot Size0.182 acres (7,928 sqft)
OwnerCompany Name on Record
Last Sale$972 (May 2022)
Tax Bill$3,269 (2025)
Deeds & MortgagesMay 2026 Construction Loan
May 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-179-53

Property Details

APN / Parcel Number

Primary APN001-179-53

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,196 sqft Living Area
Gross Area2,596 sqft
1st Floor Area948 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialOther
Lot Area7,928 sqft (0.182 acres)
Garage TypeAttached
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21008 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal DescriptionL1 M60-53
Legal SubdivisionART SABATES PROPERTIES LC
Legal Block9
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1025
Census Tract6216

Owner

Source: Mecklenburg County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address318 1ST AVE S, 310, SEATTLE, WA 98104-2597
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Construction Mortgage
GOLDMAN SACHS BANK USA
May 9, 2022Warranty Deed, Transfer
STATEWIDE TITLE INC
Mar 10, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
GUARANTEED RATE
Aug 14, 2018Grant Deed, Transfer
ATTORNEY ONLY
Aug 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number202270563
Deed Book / Page37322 / 61
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateMay 26, 2026
Property Address21008 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000054767
Book / Page40448 / 208
Instrument DateMay 21, 2026
Instrument202654767
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000054767,
DateMay 26, 2026
Book Page40448/208
Instrument202654767
Lender
NameGOLDMAN SACHS BANK USA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 14, 2027
Interest
Rate6.23%
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 9, 2022
Property Address21008 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000070563
Book / Page37322 / 61
Map ReferenceMB 60 PG 53
Instrument DateMay 6, 2022
Instrument2022070563
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanySTATEWIDE TITLE INC

Transaction

AmountAmount Recorded
Tax$972.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address535 ALLEN DR NW, CONCORD, NC 28027-0797

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 1ST AVE S STE 310, 310, SEATTLE, WA 98104-2597
Mail Care OfPICKET REALTY SERVICES
InvestorPossibly a Property Investor

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateMar 10, 2020
Property Address21008 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000034127
Book / Page034357 / 000336
Instrument DateFeb 12, 2020
Instrument34127
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21008 TORRENCE CHAPEL RD CORNELIUS NC 28031, CORNELIUS, NC 28031

Mortgage

Document Number34128
DateMar 10, 2020
Book Page034357/000337
Instrument34128
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 9, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2018
Property Address21008 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000102812
Book / Page032903 / 000539
Instrument DateAug 10, 2018
Instrument102812
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18825 W CATAWBA AVE #4150 CORNELIUS NC 280315546, 4150, CORNELIUS, NC 28031-5546

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2018
Property Address21008 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000102814
Book / Page032903 / 000549
Instrument DateAug 10, 2018
Instrument102814
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2116 CROWN CENTRE DR #200 CHARLOTTE NC 282277813, 200, CHARLOTTE, NC 28227-7813

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 15, 2017
Property Address21008 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000168041
Book / Page032344 / 000822
Instrument DateDec 13, 2017
Instrument168041
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$74.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address18825 W CATAWBA AVE #150 CORNELIUS NC 280315550, 150, CORNELIUS, NC 28031-5550

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,269.00 (+1.58%)$482,900 Land $85,100 Building $397,800$482,900 Land $85,100 Building $397,800
2024$3,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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