21032 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21032 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,257 sqft · built 2004
Lot Size0.134 acres (5,839 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jul 2018)
Tax Bill$3,589 (2023)
Deeds & MortgagesOct 2019 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-179-44

Property Details

APN / Parcel Number

Primary APN001-179-44

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,257 sqft Heated Area
Gross Area2,836 sqft
1st Floor Area1,359 sqft
Upper Floors Area898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area5,839 sqft (0.134 acres)
Garage Area399 sqft
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-179-44
Street Address21032 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR(CD)
Legal DescriptionL6 M36-463
Legal SubdivisionHARROGATE/LK
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1025
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21032 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 11, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Prior SaleJul 11, 2018 · Amount on Record
Deed Document Number0000086258
Deed Book / Page32820 / 290
Last Transfer DateOct 21, 2019
Transfer Doc0000141579
Record UpdatedJun 7, 2026

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateOct 21, 2019
Property Address21032 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000141579
Book / Page33961 / 329
Map ReferenceMB 36 PG 463
Instrument DateOct 16, 2019
Instrument2019141579
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141580
DateOct 21, 2019
Instrument2019141580
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 11, 2018
Property Address21032 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6872
Document Number0000086258
Book / Page32820 / 290
Map ReferenceMB36 PG463
Instrument DateJul 10, 2018
Instrument2018086258
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14305 OLD VERMILLION DR, 14305, HUNTERSVILLE, NC 28078-5370

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000086259
DateJul 11, 2018
Instrument2018086259
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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