20936 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20936 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeCommercial
Details5,000 sqft · built 1987
Lot Size0.521 acres (22,695 sqft)
OwnerCompany Name on Record
Last Sale$1,175,000 (Oct 2022)
Tax Bill$7,802 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN001-144-10

Property Details

APN / Parcel Number

Primary APN001-144-10

Interior

Total Rooms10 Rooms
Stories1 Story
Building Area5,000 sqft Gross Area
1st Floor Area5,000 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area22,695 sqft (0.521 acres)
PorchFinished/Open Porch
Porch Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address20936 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6322
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeHC
Legal DescriptionSEE 114410
Legal SubdivisionSHOPS/GREEN SHOPPING CENTER
Legal Block4
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1024
Census Tract6216

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address20936 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6322
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Special Warranty Deed, Transfer · SBA Mortgage
HANMI BANK
Oct 14, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleJul 16, 2007 · Amount on Record
Deed Document Number2022142779
Deed Book / Page37712 / 190
Prior Transfer DateJun 17, 2008
Prior Transfer Doc0000123301
Record UpdatedOct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 14, 2022
Property Address20936 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6322
Document Number0000142779
Book / Page37712 / 190
Instrument DateOct 13, 2022
Instrument2022142779
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 712, DAVIDSON, NC 28036-0712

Transferred To (Grantee/Buyer)

NameVerified Name
Address20936 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6322

Mortgage

Document Number0000142781
DateOct 14, 2022
Instrument2022142781
Lender
NameHANMI BANK
TypeBank
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 14, 2022
Property Address20936 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6322
Document Number0000142780
Book / Page37712 / 195
Instrument DateOct 13, 2022
Instrument2022142780
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressP0 BOX 712BOX, 712BOX, DAVIDSON, NC 28036

Transferred To (Grantee/Buyer)

NameVerified Name
Address20936 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6322

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,802.00 (+1.46%)$1,171,900 (-) Land $453,900 Building $718,000$1,171,900 (-) Land $453,900 Building $718,000
2024$7,690.00 (-22.7%)
2023$9,948.00$1,171,900 Land $453,900 Building $718,000$1,171,900 Land $453,900 Building $718,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Torrence Chapel Rd

Nearby Streets

Search Property Records by Address or Parcel Number