20928 Decora Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20928 Decora Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,335 sqft · built 1995
Lot Size0.64 acres (27,887 sqft)
OwnerIndividual Name on Record
Last Sale$825,000 (Dec 2020)
Tax Bill$10,016 (2023)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-742-28

Property Details

APN / Parcel Number

Primary APN001-742-28

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,335 sqft Heated Area
Gross Area3,874 sqft
1st Floor Area1,520 sqft
Upper Floors Area1,790 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialWood
Lot Area27,887 sqft (0.64 acres)
Garage Area544 sqft
PorchPorch
Porch Area20 sqft
Deck Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-742-28
Street Address20928 DECORA DR
CityCORNELIUS
StateNC
Zip28031-6656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL9 M26-698 &STRIP
Legal SubdivisionSANDY G PORTER PROP
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1012
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20928 DECORA DR, CORNELIUS, NC 28031-6656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Deed Document Number0035384423
Deed Book / Page35384 / 423
Record UpdatedJun 7, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 2, 2020
Property Address20928 DECORA DR, CORNELIUS, NC 28031-6656
Document Number0000203382
Book / Page35384 / 423
Map ReferenceMB 26 PG 696
Instrument DateDec 1, 2020
Instrument2020203382
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressL11718 KENNEWICK ROAD, L11718, CHARLOTTE, NC 28216

Transferred To (Grantee/Buyer)

NameVerified Name
Address20928 DECORA DR, CORNELIUS, NC 28031-6656

Mortgage

Document Number0000203383
DateDec 2, 2020
Instrument2020203383
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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