210 W Thorne St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 210 W Thorne St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,449 sqft · built 1930
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Sep 2018)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-BO-620-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-BO-620-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,449 sqft Living Area
1st Floor Area	785 sqft
2nd Floor Area	664 sqft
Basement Area	664 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	6.6 ft deep x 6.4 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	210 W THORNE ST
City	RIPON
State	WI
Zip	54971-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E BOVAY'S ADDITION W 1/2 OF LOT 7 BLK 7
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	BOVAYS ADDITION
Legal Block	7
Legal Lot Number	7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3003
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 W THORNE ST, RIPON, WI 54971-1455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HORICON BANK
Sep 9, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage HORICON BANK
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HORICON BANK
Nov 2, 2017	Warranty Deed, Transfer HORICON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	20181104528
Last Transfer Date	Jul 16, 2025
Transfer Doc	0001213453
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	210 W THORNE ST, RIPON, WI 54971-1455
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001168011
Date	Mar 25, 2022
Instrument	1168011

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 9, 2025
Property Address	210 W THORNE ST, RIPON, WI 54971-1455
Document Number	0001213453
Instrument Date	Sep 3, 2025
Instrument	1213453
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W THORNE ST, RIPON, WI 54971-1455

Mortgage

Document Number	0001213346
Date	Sep 9, 2025
Instrument	1213346

Lender

Name	HORICON BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Max Rate	13.5%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 24, 2018
Property Address	210 W THORNE ST, RIPON, WI 54971-1455
Document Number	0001104528
Instrument Date	Sep 21, 2018
Instrument	1104528
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W THORNE ST, RIPON, WI 54971-1455

Mortgage

Document Number	0001104529
Date	Sep 24, 2018
Instrument	1104529

Lender

Name	HORICON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 2, 2017
Property Address	210 W THORNE ST, RIPON, WI 54971-1455
Document Number	0001091750
Instrument Date	Oct 20, 2017
Instrument	1091750
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	MOELAND TITLE SERVICES LLC, MOELAND TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001091751
Date	Nov 2, 2017
Instrument	1091751

Lender

Name	HORICON BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (+9.36%)	$123,400 (-) Land $10,500 Building $112,900	$190,326 (+16.85%) Land $16,195 Building $174,131
2024	$2,564.00 (+3.64%) Homeowner's exemption	$123,400 (-) Land $10,500 Building $112,900	$162,874 (+12.35%) Land $13,859 Building $149,015
2023	$2,474.00 Homeowner's exemption	$123,400 Land $10,500 Building $112,900	$144,972 Land $12,336 Building $132,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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