119 W Thorne St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 119 W Thorne St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,013 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Jun 2020)
Tax Bill	$196 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-BO-450-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-BO-450-00`

Exterior

Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	13.2 ft deep x 5.3 ft wide

Location & Zoning

Street Address	119 W THORNE ST
City	RIPON
State	WI
Zip	54971-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	S21 T16N R14E BOVAY'S ADDITION W 52' LOT 15 BLK 4 EXC CSM #5993-39-70
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	BOVAYS ADDITION
Legal Block	4
Legal Lot Number	15
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3001
Census Tract	41600

Owner

119 W Thorne St is owned by a company that bought it in June 2020.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	Company Name on File
Mailing Address	111 E FOND DU LAC ST, RIPON, WI 54971-1569
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS
Jul 1, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FOND DU LAC ECONOMIC DEVELOPMENT CORP
Jun 26, 2020	Warranty Deed, Transfer · Line of Credit FIVE POINTS BANK OF HASTINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	20201132142
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	119 W THORNE ST, RIPON, WI 54971-1453
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132145
Date	Jun 26, 2020
Instrument	1132145

Lender

Name	USDA
Type	Government Agency
Address	MADISON, WI 53717

Agreement

Type	USDA Mortgage

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	119 W THORNE ST, RIPON, WI 54971-1453
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	GUARANTY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132147
Date	Jun 26, 2020
Instrument	1132147

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	119 W THORNE ST, RIPON, WI 54971-1453
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132495
Date	Jul 1, 2020
Instrument	1132495

Lender

Name	FOND DU LAC ECONOMIC DEVELOPMENT CORP
Type	Non-Lending Institution
Address	FOND DU LAC, WI 54935

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jun 26, 2020
Property Address	119 W THORNE ST, RIPON, WI 54971-1453
Document Number	0001132142
Instrument Date	Jun 26, 2020
Instrument	1132142
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132146
Date	Jun 26, 2020
Instrument	1132146

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Mortgage

Document Number	0001132143
Date	Jun 26, 2020
Instrument	1132143

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 119 W Thorne St was $196.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$196.00	$16,000 Land $16,000	$24,678 Land $24,678
2023	$182.00	$16,000 Land $16,000	$18,797 Land $18,797

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 119 W Thorne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 W Thorne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Bug Tussel Wireless, Verizon.

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