207 W Thorne St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 207 W Thorne St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,767 sqft · built 1895
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,400 (Dec 2018)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-BO-505-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-BO-505-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,767 sqft Living Area
1st Floor Area	1,594 sqft
2nd Floor Area	1,173 sqft
Basement Area	1,564 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	12.1 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Deck Area	335 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	207 W THORNE ST
City	RIPON
State	WI
Zip	54971-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E BOVAY'S ADDITION W 60' LOT 1 BLK 6
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	BOVAYS ADDITION
Legal Block	6
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3009
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 W THORNE ST, RIPON, WI 54971-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2018	Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	20181107452
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0001016689
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	207 W THORNE ST, RIPON, WI 54971-1454
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1160568
Date	Oct 26, 2021
Instrument	1160568

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Feb 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 6, 2018
Property Address	207 W THORNE ST, RIPON, WI 54971-1454
Document Number	0001107452
Instrument Date	Nov 30, 2018
Instrument	1107452
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W THORNE ST, RIPON, WI 54971-1454

Mortgage

Document Number	0001107453
Date	Dec 6, 2018
Instrument	1107453

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00 (+15.64%)	$176,000 (+3.35%) Land $16,500 Building $159,500	$271,453 (+35.68%) Land $25,449 Building $246,004
2023	$3,543.00 Homeowner's exemption	$170,300 Land $16,500 Building $153,800	$200,070 Land $19,384 Building $180,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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