210 W State St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 210 W State St, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1956
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Sep 2025)
Tax Bill	$2,563 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-107-003`

Property Details

APN / Parcel Number

Primary APN	`16-01-107-003`
Alternative APN	`253B067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1956
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Old Parcel Number	253B067
Street Address	210 W STATE ST
City	CHERRY VALLEY
State	IL
Zip	61016-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGLE FAM
Legal Description	PLAT OF CHERRY VALLEY E 10 FT LOT 3 +W 61 FT LOT 004 BLOCK 013
Legal Township	02N
Legal Block	13
Legal Lot Number	3-4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1006
Census Tract	3705

Owner

Source: Winnebago County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 W STATE ST, CHERRY VALLEY, IL 61016-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Sep 24, 2021	Deed, Transfer · Conventional Mortgage MEMBERSALLIANCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	2524445
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 22, 2025
Property Address	210 W STATE ST, CHERRY VALLEY, IL 61016-9320
Document Number	0000024445
Map Reference	DB N PG 346
Instrument Date	Sep 19, 2025
Instrument	2524445
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W STATE ST, CHERRY VALLEY, IL 61016-9320

Mortgage

Document Number	0000024446
Date	Sep 22, 2025
Instrument	2524446

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 2, 2021
Property Address	210 W STATE ST, CHERRY VALLEY, IL 61016-9320
Document Number	0000039543
Map Reference	DB N PG 346
Instrument Date	Oct 29, 2021
Instrument	2139543
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 CHARLES ST, ROCKFORD, IL 61108-6840

Mortgage

Document Number	0000039544
Date	Nov 2, 2021
Instrument	2139544

Lender

Name	BLACKHAWK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 24, 2021
Property Address	210 W STATE ST, CHERRY VALLEY, IL 61016-9320
Document Number	0000034309
Map Reference	BK N PG 346
Instrument Date	Sep 16, 2021
Instrument	2134309
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W STATE ST, CHERRY VALLEY, IL 61016-9320

Mortgage

Document Number	0000034310
Date	Sep 24, 2021
Instrument	2134310

Lender

Name	MEMBERSALLIANCE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.63%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,563.00 Homeowner's exemption	$39,503 (+25.64%) Land $10,388 Building $29,115	$118,509 (+25.64%) Land $31,164 Building $87,345
2022	Homeowner's exemption	$31,442 Land $6,982 Building $24,460	$94,326 Land $20,946 Building $73,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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