209 W State St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 209 W State St, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,412 sqft · built 1900
Lot Size	0.53 acres (23,098 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2023)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253B044A`

Property Details

APN / Parcel Number

Primary APN	`253B044A`
Alternative APN	`1601104007`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,098 sqft (0.53 acres)
Driveway	Driveway
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	209 W STATE ST
City	CHERRY VALLEY
State	IL
Zip	61016-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	WLY 12 FT IRR TR BEG AT SELY COR BLK 8PLAT OF CHERRY VALLEY TH SELY 143.45FT NELY 66.32 FT NELY 130.38 FT NWLY 95.36 FT TH SWLY TO POB & PLAT OF CHERR
Legal Subdivision	PLAT OF CHERRY VALLEY
Legal Block	8
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1005
Census Tract	3705

Owner

Source: Winnebago County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 WEST ST, CHERRY VALLEY, IL 61016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Aug 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 21, 2020	Correction Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	202312813
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0001023964
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 12, 2023
Property Address	209 W STATE ST, CHERRY VALLEY, IL 61016-9319
Document Number	0000012813
Map Reference	BKN PG346
Instrument Date	Jun 6, 2023
Instrument	2312813
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W STATE ST, CHERRY VALLEY, IL 61016-9319

Mortgage

Document Number	0000012814
Date	Jun 12, 2023
Instrument	2312814

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000012815
Date	Jun 12, 2023
Instrument	2312815

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 5, 2020
Property Address	209 W STATE ST, CHERRY VALLEY, IL 61016-9319
Document Number	0001021880
Instrument Date	Jul 31, 2020
Instrument	1021880
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12618 WHITNALL PL WINNEBAGO IL 610888661, WINNEBAGO, IL 61088-8661

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 21, 2020
Property Address	209 W STATE ST, CHERRY VALLEY, IL 61016-9319
Document Number	0001023964
Instrument Date	Jul 30, 2020
Instrument	1023964
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12618 WHITNALL PL WINNEBAGO IL 610888661, WINNEBAGO, IL 61088-8661

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00	$59,604 (+50.53%) Land $17,227 Building $42,377	$178,812 (+50.53%) Land $51,681 Building $127,131
2022		$39,595 Land $9,073 Building $30,522	$118,785 Land $27,219 Building $91,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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