206 W State St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 206 W State St, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1900
Lot Size	0.253 acres (11,014 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Sep 2019)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`253B068`

Property Details

APN / Parcel Number

Primary APN	`253B068`
Alternative APN	`1601107004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,014 sqft (0.253 acres)
Garage Type	Detached
Driveway	Driveway
Deck Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	253B068
Street Address	206 W STATE ST
City	CHERRY VALLEY
State	IL
Zip	61016-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT OF CHERRY VALLEY E 5 FT LOT 4 + ALL LOT 005 BLOCK 013
Legal Subdivision	PLAT OF CHERRY VALLEY
Legal Block	013
Legal Lot Number	4,005
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1006
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 W STATE ST, CHERRY VALLEY, IL 61016-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage HUD
Sep 25, 2019	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage ENVOY MTG
Dec 29, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20191032131
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	206 W STATE ST, CHERRY VALLEY, IL 61016-9320
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008309
Date	Apr 20, 2023
Instrument	2308309

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 25, 2019
Property Address	206 W STATE ST, CHERRY VALLEY, IL 61016-9320
Document Number	0001032131
Instrument Date	Sep 24, 2019
Instrument	1032131
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$163.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W STATE ST CHERRY VALLEY IL 610169320, CHERRY VALLEY, IL 61016-9320

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	206 W STATE ST, CHERRY VALLEY, IL 61016-9320
Document Number	0001032132
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W STATE ST CHERRY VALLEY IL 610169320, CHERRY VALLEY, IL 61016-9320

Mortgage

Document Number	0001032132
Date	Sep 25, 2019
Instrument	1032132

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 29, 2017
Property Address	206 W STATE ST, CHERRY VALLEY, IL 61016-9320
Document Number	0001041902
Instrument Date	Jul 21, 2017
Instrument	1041902
Transaction Type	Foreclosure
Record Updated	Jan 23, 2018

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 STOWMARKET AVE ROCKFORD IL 611097513, ROCKFORD, IL 61109-7513

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00	$39,494 (+34.95%) Land $11,484 Building $28,010	$118,482 (+34.95%) Land $34,452 Building $84,030
2022	Homeowner's exemption	$29,266 Land $6,982 Building $22,284	$87,798 Land $20,946 Building $66,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

Nearby Properties on W State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures