210 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 210 Union St, Schenectady, NY 12305

Property Summary

Property Type	Apartments (5+ Units)
Details	5,479 sqft · built 1970
Lot Size	0.11 acres (4,782 sqft)
Owner	Company Name on Record
Last Sale	$355,500 (Oct 2018)
Tax Bill	$12,680 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.63-4-4`

Property Details

APN / Parcel Number

Primary APN	`421500 39.63-4-4`
Alternative APN	`150003906300040040000000`

Interior

Units	6 Units
Stories	3 Stories
Building Area	5,479 sqft Gross Area
Basement Area	1,877 sqft
Unfinished Basement	1,877 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Lot Area	4,782 sqft (0.11 acres)
Lot Dimensions	146 ft deep x 34 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	210 UNION ST
City	SCHENECTADY
State	NY
Zip	12305-1454
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	GROUP HOME
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1020
Census Tract	33500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17 S CHURCH ST, SCHENECTADY, NY 12305-1735
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed, Transfer · Stand-Alone First Mortgage SUNMARK FCU
Oct 4, 2018	Warranty Deed, Transfer · Commercial Mortgage NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Jan 4, 2010 · Amount on Record
Deed Document Number	201844013
Deed Book / Page	1997 / 184
Prior Transfer Date	Dec 28, 2009
Prior Transfer Doc	0000000061
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 11, 2022
Property Address	210 UNION ST, SCHENECTADY, NY 12305-1454
Document Number	0000012745
Book / Page	2080 / 367
Instrument Date	Feb 7, 2022
Instrument	202212745
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 165, SCHENECTADY, NY 12301-0165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S CHURCH ST, SCHENECTADY, NY 12305-1735

Mortgage

Document Number	0000012747
Date	Mar 11, 2022
Instrument	202212747

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 15, 2032

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 4, 2018
Property Address	210 UNION ST, SCHENECTADY, NY 12305-1454
Document Number	0000044013
Book / Page	1997 / 184
Instrument Date	Sep 26, 2018
Instrument	201844013
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 W 49TH ST, NEW YORK, NY 10019-7115

Mortgage

Document Number	0000044014
Date	Oct 4, 2018
Instrument	201844014

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,680.00 (+0.81%)
2025	$12,578.00 (+1.53%)	$298,300 (-) Land $16,700 Building $281,600	$493,956 (+30.82%) Land $27,654 Building $466,302
2023		$298,300 (-) Land $16,700 Building $281,600	$377,595 (+3.8%) Land $21,139 Building $356,456
2022		$298,300 Land $16,700 Building $281,600	$363,780 Land $20,366 Building $343,414
2021	$12,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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