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206 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 206 Union St, Schenectady, NY 12305

Property Summary

Property TypeApartments (5+ Units)
Details5,628 sqft · built 1984
Lot Size0.167 acres (7,293 sqft)
OwnerCompany Name on File
Last Sale$425,000 (Mar 2018)
Tax Bill$10,828 (2026)
Deeds & MortgagesMar 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.63-4-2

Property Details

APN / Parcel Number

Primary APN421500 39.63-4-2
Alternative APN
  • 150003906300040020000000

Interior

Units10 Units
Stories3 Stories
Building Area5,628 sqft Gross Area
Basement Area2,184 sqft
Unfinished Basement2,184 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area7,293 sqft (0.167 acres)
Lot Dimensions143 ft deep x 51 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address206 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1474
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description3 BRK & BLOCK
Legal Block4
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1020
Census Tract33500

Owner

206 Union St, a residential property, is owned by a company that bought it in March 2018.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 130, SLINGERLANDS, NY 12159-0130
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Deed of Trust, Mortgage
BALLSTON SPA NAT'L BK
Mar 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2018 · Amount on File
Deed SaleMar 27, 2018 · Amount on File
Prior SaleApr 2, 2013 · Amount on File
Deed Document Number201812864
Deed Book / Page1983 / 775
Prior Transfer DateMar 1, 1996
Prior Transfer Doc1502000184
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address206 UNION ST, SCHENECTADY, NY 12305-1474
Document Number0000012867
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 PINES CT ALBANY NY 122035343, ALBANY, NY 12203-5343

Mortgage

Document Number0000012867
DateMar 27, 2018
Book Page004827/000180
Instrument12867
Lender
NameBALLSTON SPA NAT'L BK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
AmountAmount on Record

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 27, 2018
Property Address206 UNION ST, SCHENECTADY, NY 12305-1474
Document Number0000012864
Book / Page001983 / 000775
Instrument DateMar 19, 2018
Instrument12864
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 PINES CT ALBANY NY 122035343, ALBANY, NY 12203-5343

Tax Assessment & Valuation

The 2026 property tax bill for 206 Union St was $10,828, up 0.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,828.00 (+0.83%)
2025$10,739.00$253,400 Land $24,500 Building $228,900$419,606 Land $40,570 Building $379,036
2023$253,400 (-) Land $24,500 Building $228,900$320,759 (+3.8%) Land $31,013 Building $289,746
2022$253,400 Land $24,500 Building $228,900$309,024 Land $29,878 Building $279,146
2021$10,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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